Nidhi Goel

Accomplished and technically minded professional with 9+ years of experience in financial institutions prominently the general insurance and banking. Passionate about driving value for customers through sustainable improvements, leading teams to success as well as improving business processes and efficiency by focusing on data analytics & business intelligence. Creative in finding solutions to problems and determining modifications for optimal use of organisational data.

Ability to gather, research, and present data to estimate risks and profits. Expert in performing financial analysis in sync with the company’s requirements. 

• Managed underwriting at the regional level with a total premium of 2 billion INR and achieve pan India 2nd rank with a growth rate of 20% YoY. 
• Procured 15+ new clientele and businesses with the association of 20 more broker houses aggressively and improved ICR from 80% to less than 40%. 
• Optimised policy underwriting that boosted customer retention metrics by up to 75%. Led a team of 5 members and reduced the number of errors by 30% that helped to achieve a TAT of 2 days in both underwriting and claims settlement.
• Performed vital role in reaching to an agreement and processing of MoU of a very big business with a Broker Third Party that give our product a niche in capturing the Liability Business in the whole of India and generated 50 million INR premium.
• Signed 50 new clients in a single month (appreciated for this by the Branch Manager) and helped them through the onboarding process.

• MSc in Actuarial Science with Data Analytics (University of Leicester) 2022-2023 
  • Expecting exemptions in IFoA papers CM1, CS1, CS2, CB1, CP1, CP2 & CP3
  • Projects: Mathematical Investment Models on Ms Excel, Statistical Models using hypothesis testing on R & Pension Model based on stochastics inferences using Ms Excel.
• B. Tech in Information & Technology (Maharishi Dayanand University 2008-2012 
  • Projects: Broadband Technology, Air Ticket Management on Java Technology & Multiple Blogging Websites using PHP.