Akash Wagh

Banking professional with over 6+ years of experience in Area Collections, Recovery Management, and Team Leadership across Secured Bussiness portfolios. Demonstrated expertise in NPA control, delinquency management, portfolio quality improvement, and field force productivity

Assistant Branch Manager at IDFC First Bharat Ltd. (2020-01 – 2022-12)

• Managed branch Business and collections for Group Loans, MEL, and Personal Loans portfolios.
• Supported customer acquisition, relationship management, and portfolio growth.
• Ensured MIS accuracy, audit readiness, and process compliance across branch activities.
• Improved recovery efficiency through structured follow-ups and customer engagement.
• Handled customer and operational escalations while supporting branch-level targets.

Area Collections Manager at IDFC First Bharat Ltd. (2023-11 – 2026-03)

Handling a team of 11 field collection executives managing Group Collection, MEL, PL,

• Responsible for area-level recovery performance, delinquency control, and NPA reduction.
• Conducting regular field visits, performance reviews, and productivity monitoring.
• Coordinating with branch, legal, and sales teams for resolution of critical and hard-bucket cases.
• Ensuring strict adherence to collection ethics, compliance standards, and regulatory guidelines.

Branch Receivables Manager at Cholamandalam Investment And Finance Company Ltd. (2026-03 – 2026-09)

• Secured Bussiness and PLRecovery & NPA Management
• Team Handling & Field Supervision
• Secured Bussiness and PL
• Target Achievement & Monitoring
• MIS, Reporting & Compliance
• Issue a formal demand/recovery notice for the outstanding dues.
• For a SARFAESI-eligible account, issue Section 13(2) notice,Also Arbitration.
• Taking possession of secured assets.
• Taking over management in circumstances permitted by law.

B.Com – Pune University (2015)

M.Com – Pune University (2018)

HSC – Pune Board (2012)