Aravind Athreya
Sales Manager | Banking & Financial Services
Talent
ChennaiMember since July 21, 2026
Retail Banking & Financial ProductsSales & Business DevelopmentTeam Leadership & People ManagementPortfolio Growth & ExpansionCollections & Recovery ManagementCustomer Relationship Management (CRM)Credit Assessment & Risk ManagementProcess Improvement & TAT ReductionLOS (Loan Origination System)CRM NextFinnOneBanking Operations SoftwareStrong communication and negotiation skillsLeadership and team-building expertiseResult-oriented and deadline-drivenCustomer-centric approach
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Retail Banking & Financial ProductsSales & Business DevelopmentTeam Leadership & People ManagementPortfolio Growth & ExpansionCollections & Recovery Management
About
Results-driven Banking Professional with 10+ years of experience in retail banking, sales management, and branch operations. Proven track record in portfolio expansion, team leadership, and revenue growth. Skilled in personal loans, gold loans, collections, and cross-selling financial products. Strong communicator with expertise in customer relationship management and process optimization.
Experience
Sales Manager at HDFC Bank (2022-10 – Present)
- Handling a soft relationship with internal channels to upscale the through the RM level interaction of getting LG from them.
- Handled a relationship with external channels and regular visits to enhance the business.
- Achieved 110% of the target In the FY 2023-24 across all key products.
- Worked among both Internal channel and also with the virtual channels over these 3.5 years of Journey.
- Ensure to fullfil the journey from LG to LC with smooth interaction with Customer, Channel, Credit and RIC team for disbursement.
- Coordinated with customers, credit teams, and internal stakeholders for smooth loan disbursement
- Strengthened RM-level engagement to increase lead generation and conversions
- Proficient in banking systems: LOS, CRM Next, FinnOne
Branch Head at Jana Small Finance Bank (2019-05 – 2022-07)
- Led a team of 50+ employees across multiple banking product lines
- Expanded customer portfolio from 2,000 to 8,500 within 24 months
- Ensured profitability through cost control and operational efficiency
- Reduced NPA levels through focused recovery strategies
- Managed audits, compliance, and regulatory requirements
- Maintained 100% EMI recovery during crisis situations
Area Manager at Jana Small Finance Bank (2016-06 – 2019-04)
- Managed Individual Loans, Gold Loans, and NPA portfolios
- Improved credit scoring processes for better lending decisions
- Implemented process improvements to reduce turnaround time (TAT)
- Built and developed high-performing sales teams
Education
MBA in Finance – SRM University, India (2016)
B.Com – Vivekananda University, India (2014)
Skills
Sales ManagerBanking & Financial Services
