Aravindh S

I am a goal-oriented professional with a Bachelor of Commerce degree and over a year of experience in mortgage services. My strong communication skills and problem-solving abilities have allowed me to thrive in fast-paced environments. I am dedicated to continuous learning and improvement, striving for success in every challenge I undertake.

Consultant at First American India Pvt Ltd (2024-07 – 2026-02)

First American (India) is a Global Capability Center. Worked in the US Mortgage Process for past 1.8 years.

• Initial reviews of loan applications and verification of borrower information.
• Processed loans in Data Input, accurately capturing borrower details from documents (Final CD, Appraisal Docs, CTC, Note, Title, ICL, Wire Instruction) into the system.
• Extracted and verified borrower SSC numbers, DOB, credit scores, settlement agent details, LTV, and CLTV values from respective documents.
• Ends up with Purchase Advice.

Process Associate at All western Mortgage (2026-02 – Present)

US Residential Mortgage Disclosure Desk

• Handling fees and delivering legally required loan documents to borrowers.
• Calculated MIP factors for FHA/VA loans and conventional loans.
• Conducted ATR/QM eligibility checks, flagging loans as 'green' or 'red' for processing.
• Reviewed and handled final CD (5th page) Fees section (adding additional fees for particular loan)
• Verify Compliance Review. Analysis on lender credit and seller credit.
• Follow Freddie Mac & Fannie Mae Lender Guidelines.

Bachelor of Commerce in B.Com – AVS College of Arts & Science (2021-08 – 2024-05)