Ashwin Anand

Results-driven FinCrime Analyst with over 5 years of experience in Risk, Compliance, and AML/CTF investigations within high-growth fintech (Revolut) and e-commerce (Amazon). Proven ability to communicate effectively in English while identifying trends and patterns related to complex financial crime typologies, including structuring, layering, and mule behavior. Experienced in open-source investigations and utilizing the MS Office Suite to maintain zero-defect quality standards in regulatory reporting.

Fincrime Analyst (AML/CTF Retail) - Revolut

(2024-04)

• Conduct end-to-end AML and CTF investigations on suspicious transactions and high-risk customer accounts, ensuring timely and accurate case resolution.
• Perform KYC, CDD, and EDD reviews; analyse Source of Funds (SOF), Source of Wealth (SOW), and Proof of Transaction (POT) documentation to assess financial crime risk.
• Detect complex typologies including structuring, smurfing, funnel accounts, and mule activity using transaction monitoring system alerts.
• Prepare and support SAR/STR submissions with detailed, evidence-backed documentation to meet regulatory requirements.
• Mentor new analysts through buddy training and shadow investigation sessions, improving team quality and onboarding speed.
• Collaborate with cross-functional teams to refine AML controls, reduce false positives, and enhance investigative workflows.

Cross-Training – Financial Investigation Unit (FIU) - Revolut

(2024-04)

• Gained hands-on exposure to escalation and regulatory reporting processes within Revolut's FIU.
• Reviewed complex financial crime cases involving layering and structured transactions alongside senior FIU investigators.
• Supported preparation and quality review of SARs and STRs, ensuring documentation accuracy and regulatory compliance

Investigation Specialist - Amazon India

(2021-02 - 2024-02)

• Investigated customer account takeovers, payment fraud, and policy violations across Amazon's India marketplace, resolving cases within strict SLAs.
• Analysed transactional data patterns to identify emerging fraud risks and escalate high-priority cases for further review.
• Compiled and evaluated investigation reports; recommended corrective actions that contributed to measurable improvements in operational quality controls.
• Engaged with buyers and sellers to validate suspicious activity and implement appropriate remediation — resolving moderately complex issues with a collaborative approach.
• Maintained 100% quality accuracy for 6+ consecutive months, designated as Quality & Sanity Point of Contact for the team.
• Leveraged deep understanding of fraud policies and compliance requirements to guide peers and contribute to process improvement initiatives.

BBA (H) - CMR UNIVERSITY (2017 - 2020)