Avinash R

Finance professional with an MBA from IIM Nagpur and hands-on experience in FP&A, treasury cash flow modeling, and M&A due diligence across healthcare, manufacturing, and banking. Skilled at building financial models, driving variance and cost analysis, and translating complex data into insights senior stakeholders can act on. Delivered a cash flow model that helped generate over ₹15 Cr in additional earnings and supported due diligence on a ₹60-80 Cr hospital acquisition.

Management Trainee at Dr. Agarwal Health Care Group (2026-04 – Present)

• Deliver MIS reports covering a revenue base exceeding ₹200 Cr to senior management twice monthly, publishing preliminary estimates at month-start and a detailed summary within the first week of the following month.
• Lead data collection, cleansing, and validation for reporting datasets across multiple regions, improving reporting accuracy and cutting turnaround time.
• Conduct regional cost analysis against YTD and prior-year benchmarks to surface trends, cost optimization opportunities, and performance gaps across facilities.
• Administer confidential financial and operational records, including doctor contracts, lease agreements, and M&A documentation, maintaining strong governance discipline.
• Supported end-to-end M&A due diligence for a prospective ₹60-80 Cr hospital acquisition in Delhi, compiling three years of data across 3,200+ surgeries to prepare accurate financial statements.

Treasury Intern at Bosch Limited (2025-04 – 2025-06)

• Designed and built a predictive daily cash flow model to optimize idle cash balances and support liquidity planning for over ₹1,200 Cr across a key Bosch entity.
• Analyzed eight months of transaction data (₹50 lakh+) using pivot tables to identify customer payment trends and behavioral patterns.
• Modeled daily and weekly cash inflow averages to strengthen visibility into collection trends and support treasury forecasting.
• Partnered with Sales and BDO/IT teams to convert the model's methodology into an automated, scalable process for ongoing use.
• Presented model outcomes and actionable insights to the Vice President of Controlling, helping generate over ₹15 Cr in additional earnings through optimized cash deployment.

Customer Service & Operations Analyst at NatWest (2022-08 – 2024-04)

• Managed retail and business banking cases end-to-end, performing customer due diligence and anti-money-laundering (AML) screenings in line with regulatory requirements.
• Derived business insights from case-level data to support operational decision-making and risk assessment.
• Maintained accuracy and compliance standards across high case volumes while consistently meeting turnaround-time targets.

MBA in General Management, Finance Major – Indian Institute of Management, Nagpur (2026)

B.Com in Finance & Accounting – St. Joseph's College, Bengaluru (2022)