Chandan Ghosh
Banking Professional
Talent
Maldah, West BengalMember since July 18, 2026
Credit UnderwritingMortgage Loan Appraisal & SanctionSecured & Unsecured LoansCredit Risk AssessmentPortfolio ManagementBranch OperationsTeam LeadershipCollection & RecoveryDocumentation VerificationBusiness DevelopmentMIS Reporting
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Credit UnderwritingMortgage Loan Appraisal & SanctionSecured & Unsecured LoansCredit Risk AssessmentPortfolio Management
About
Banking Professional with 10+ years of experience in Credit Underwriting, Mortgage Loan Appraisal, Branch Operations, Microfinance, Portfolio Management and Collections.
Experience
Credit Underwriter - Bandhan Bank Ltd. - Murshidabad, West Bengal
(2016-11)
- Credit appraisal of Secured & Unsecured Loans.
- Mortgage Loan appraisal and sanction recommendation.
- Documentation verification and credit risk assessment.
Assistant Branch Manager (ABM) - Bandhan Bank Ltd. - Murshidabad, West Bengal
(2016-11)
- Managed branch operations, portfolio quality, business growth and team performance.
Micro Banking / Group Loan Officer - Bandhan Bank Ltd. - Murshidabad, West Bengal
(2016-11)
- Loan sourcing, disbursement, customer acquisition, collections and portfolio management.
Collection Executive - Bandhan Bank Ltd. - Murshidabad, West Bengal
(2016-11)
- Managing delinquent portfolio, recovery efficiency and portfolio quality improvement.
Education
Bachelor of Arts - Philosophy
Bachelor of Education
Skills
Banking Professional
