Girish Hegde

Experienced banking professional with 23 years 9 months of service in State Bank of Bikaner & Jaipur and State Bank of India. Expertise in branch banking operations, forex and credit services, core banking solutions, and trade finance. Skilled in international banking, SWIFT operations, and financial systems management.Ba

Deputy Manager at State Bank of Bikaner & Jaipur (eSBBJ) and State Bank of India (1998-11 – 2022-09)

23 years 9 months of progressive banking experience spanning branch operations, specialized financial services, and core banking solutions

• Branch Banking Operations - 11 years: Overseeing deposits, loans, advances, asset growth, budgeting, and promotional events across 5 branches
• Specialized Financial Services (Forex and Credit) - 8 years: Managing forex operations including imports, exports, letters of credit, collections, remittances, and SWIFT operations across 4 branches
• Core Banking Solution (SBBJ and SBI) - 12 years: Product parameter definition and implementation, finance reporting, data migration, and core merger team member for SBBJ-SBI merger

Assistant Manager at State Bank of Bikaner & Jaipur (1998-11 – 2002-12)

General and retail banking operations including deposits, government business, and P segment advances

• Managed general and retail banking operations
• Handled deposit accounts and government business
• Processed P segment advances

FOREX In Charge at State Bank of Bikaner & Jaipur (2003-01 – 2006-06)

Overall management of branch forex business worth Rs. 434.00 crore

• Managed import and export transactions
• Handled preshipment and post shipment exposure
• Processed bank guarantee and letter of credit transactions
• Managed buyers credit transactions

Core Banking Project Team Member at State Bank of India (2006-06 – 2009-06)

Posted on Core Banking Project for Trade Finance Team solving technical and operational issues

• Resolved trade finance related problems from branches
• Assisted in EXIM BILL software installation with TCS support
• Provided technical support to branch operations

Deputy Manager (C & I) at State Bank of India (2009-06 – 2011-07)

Managed trade finance, P segment advances, and SME & Corporate advances

• Handled trade finance with exposure in import, export, bank guarantee, and letter of credit
• Processed buyers credit transactions
• Managed P segment advances
• Oversaw SME and corporate advances

Deputy Manager (P) at State Bank of India (2011-07 – 2012-06)

Retail banking operations management

• Managed retail banking products and services

Manager Banking Operations at State Bank of India (2012-06 – 2013-04)

Oversight of branch banking operations

• Managed banking operations at branch level

Core Banking Project Team Member at State Bank of India (2013-04 – 2017-05)

Trade Finance, Loan, GLIF, and BOG team member managing core banking operations

• Resolved trade finance related issues from branches
• Installed EXIM BILL software updates
• Opened and configured new loan products with parameter settings
• Opened and configured BGL accounts with parameter settings
• Configured income and expense parameters
• Resolved accounting entry mismatches due to system failures
• Generated P&L, balance sheets, and finance reports for quarterly, half-yearly, and annual closing
• Core merger team member for SBBJ with State Bank of India merger activities

Core Banking Operations - Finance One Team at State Bank of India (2017-05 – 2019-06)

Financial reporting and closing activities management

• Generated P&L statements and balance sheets
• Managed finance one related quarterly, half-yearly, and annual closing activities

Core Banking Operations - Analyst at State Bank of India (2019-07 – 2022-09)

CBS issue resolution through service desk support

• Resolved CBS related issues faced by branches
• Provided support through service desk ticketing system

Bachelor of Arts in Arts – Not specified

Post Graduate Diploma in Financial Advising – Indian Institute of Banking & Finance (IIBF)

Executive MBA in Banking & Finance – Not specified