Harsh Vardhan

To be a part of professionally managed organization where I can develop myself along with the organization.

Senior Branch Manager at RBL FinServe limited (2023-12 – Present)

• Regularly track the portfolio for specific buckets for the assigned area.
• Track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters
• Regularly follow up with the default customers.
• Ensuring adherence to collection process and legal guidelines, Tracing out absconded default customers and initiate recovery processes.
• Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases.
• Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report, reviewing of collection feedback on daily, weekly & monthly basis

Business Manager at Bharat Financial Inclusion Limited (2023-02 – 2023-08)

• Identify potential Customers and create BSS loans in local specified area.
• Ensure proper loan application in the app and resolve any customer queries.
• Regularly track the portfolio for specific buckets for the assigned area.
• Track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters
• Regularly follow up with the default customers.

Business Manager at RBL FinServe limited (2020 – 2023)

2.5 year service

• Regularly track the portfolio for specific buckets for the assigned area.
• Track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters
• Regularly follow up with the default customers.
• Ensuring adherence to collection process and legal guidelines, Tracing out absconded default customers and initiate recovery processes.
• Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases.
• Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report, reviewing of collection feedback on daily, weekly & monthly basis

Senior Group loan Officer in Rural Banking Department at IDFC FIRST BANK (2019 – 2020)

1 year service

• Identify potential Customers and create JLG loans in local specified area.
• Ensure proper loan application in the app and resolve any customer queries.
• Ensure clear communication of fees, interest rate, installments, and collection rules.
• Also generating leads of asset products like auto loan, personal loan, home loan mortgage loan for bank liabilities department.

Group loan officer at HDFC Bank ltd. (2018 – 2019)

1.1 year

• Identify potential Customers and create JLG loans in local specified area.
• Ensure proper loan application in the app and resolve any customer queries.
• Ensure clear communication of fees, interest rate, installments, and collection rules

Sales Executive in Loan Division at Supreme Finance Limited (2016 – 2017)

1.7 year

• Meet with people for loan applicants to identify their needs and collect information for loan applications.
• Complete loan contracts and guide to clients on policies and regulations.
• Submit loan applications in a timely day to dayand Monitor and update account records.
• Prepare detailed loan proposals.
• Resolve to applicants' questions and resolve any loan-related issues.
• Work accordingly compliance with laws and regulations.

B.ed – Rajasthan university

B.A – University of Rajasthan, Jaipur

Sr. Secondary – Secondary Education Board of Ajmer, Rajasthan

Secondary – Secondary Education Board of Ajmer, Rajasthan