Jojy Thomas

Motivated and detail-oriented professional seeking an opportunity to contribute my skills, experience, and dedication to a growth-oriented organization. I aim to continuously enhance my professional capabilities while delivering quality results, maintaining integrity, and supporting organizational goals through commitment and teamwork.

Senior Branch Manager - Muthoot Mini Financiers

• Oversee end-to-end branch operations, ensuring profitability, compliance, and service excellence
• Lead, train, and motivate branch staff to achieve business and recovery targets
• Manage customer relationships, loan portfolios, and risk control processes
• Ensure adherence to company policies, RBI guidelines, and internal audit requirements

Business Manager - B K Dhana Lakshmi Multi State Agri Cooperative Society

• Managed business development activities and customer acquisition initiatives
• Supervised loan processing, documentation, and recovery operations
• Strengthened relationships with members and stakeholders to improve portfolio quality
• Ensured smooth day-to-day branch functioning and regulatory compliance

Branch Manager - Private Banking Sector

• Handled branch administration, sales targets, and customer service operations
• Managed deposits, lending activities, and cross-selling of financial products
• Monitored staff performance and ensured operational efficiency
• Maintained compliance with banking norms and internal controls

Business Manager - HDFC Life Insurance

• Drove insurance sales through channel development and customer engagement
• Recruited, trained, and managed advisors to achieve monthly targets
• Conducted market analysis and promotional activities
• Ensured policy documentation accuracy and customer satisfaction

Junior Accountant - Private Firm

• Assisting senior staff in closing the books at the end of the month or fiscal year
• Preparing accruals and prepayment schedules
• Organizing financial documents and digital folders to ensure an orderly audit trail

Bachelor of Commerce - B. Com - Manav Bharti University

Diploma - Computerized Financial Accounting - KITCO

Plus Two - HSE - Kerala State Higher Secondary Board

SSLC - Kerala State Board of Public Examination