Irfan Munna

Senior Banking professional with 14+ years of experience across FX Payments, Liquidity Management, Nostro Reconciliation, Fraud Investigations, and Risk Operations at Bank of America. Proven track record in process improvement, automation, reconciliation accuracy, and stakeholder management.

Handling Critical

Functionalities in Data Management and Workforce Management using Excel, Power BI and Tableau Currently up skilling in Data Science with hands-on exposure to Python, SQL and EDA, aiming to transition into analytics-driven banking and risk roles.

Account reconciliation, Liquidity management and position control – Team Leader at Bank of America (2022-08 – Present)

• Investigated and reconciled differences between bank and trader books, accurately reporting currency positions for 36 EMEA currencies across 12 European branches. With Data Accuracy for daily and strategic decision making. Processing Accrual adjustments to reconcile the books, along with handling suspense account.
• Reporting the Nostro balances to the trader, post reconciliation whether its long or short balances.
• Designed and maintained automated dashboards and management reports tracking 18+ daily operational metrics, improving visibility into trends, risks, and performance.
• Identified, investigated, and resolved data inconsistencies, variances, and anomalies, enabling stakeholders to take data-driven actions on liquidity, risk, and forecasting.
• Standardized and validated data entry, reconciliation, and reporting workflows, reducing manual errors and improving process efficiency by 20%.
• Monitored and analyzed workforce and operational productivity using KPI dashboards, supporting leadership with monthly performance insights and optimization recommendations.

Swift Investigations – CorrBank Billing - Team Leader at Bank of America (2019-11 – 2022-08)

• Processed and validated high-volume FX charges settlement with 100% accuracy, zero duplication, and adherence to defined SLAs.
• Analyzed, investigated, and resolved transaction discrepancies, exceptions, and system breaks, reducing pending items and ensuring timely closure within SLA.
• Coordinated and communicated with multiple internal teams and external stakeholders to reconcile charges, validate instructions and enable smooth end-to-end transaction execution.

Draft Investigations - Team Developer at Bank of America (2016-09 – 2019-11)

• Identified, investigated, and resolved the request received from the client on draft issue. Processing Cancelling, reissue, buyback and escheatment as per corporate clients.
• Reconciled and governed financial and operational data across multiple systems, identifying root causes of failures and ensuring timely fund movement, compliance and review of work at analytical level.

Fraud and Claims - Senior Team member and Team member at Bank of America (2012-05 – 2016-08)

• Reviewed and analyzed online banking transactions on the credit cards as Fraud or no fraud. Recover money and Fraud reporting the transaction to the VISA, AMEX & MC associations.
• Kept and maintained findings in departmental database for data mining and identification of trends and patterns. Forecasting and scheduling the business requirements, as Work force management spoc.

Post Graduate Certificate in MBA in Finance – SK University (2011-06)

Executive Post graduation programme in Data Science and Gen AI – IIIT Bangalore