Krishna Goyal

Compliance and financial crime analyst with 5+ years of experience in AML/KYC operations, investor and fund onboarding, and regulatory filings across multiple jurisdictions. Skilled in transaction monitoring, suspicious activity review, STR support, sanctions/PEP screening, and risk-based investigation of client and fund profiles, with a proven ability to identify red flags and escalate financial crime risk. Currently leading and mentoring a team of 4-5 compliance associates as Manager – Compliance & AML, overseeing daily workflow, quality review, and timely case closure, while managing FATCA/CRS lifecycle programs and SEC/Blue Sky filings end-to-end.

Manager – Compliance & AML at Formidium Corp (2021-12 – Present)

• Lead and mentor a team of 4-5 compliance associates as a financial crime analyst, overseeing task allocation, quality checks, and timely completion of AML/KYC reviews.
• Own end-to-end AML/KYC onboarding, CDD, and EDD reviews for investors and funds, setting the quality bar used across the compliance team.
• Direct transaction monitoring and alert review processes, driving red-flag investigation and escalation for potential financial crime risk.
• Oversee STR analysis and documentation, coordinating findings across compliance, legal, and operations stakeholders.
• Set and enforce sanctions, PEP, and adverse media screening standards using OFAC, UN, and EU lists, ensuring consistent risk-based decisioning.
• Manage the full fund and investor onboarding lifecycle, including AML/KYC documentation review for legal entities and institutional investors.
• Direct FATCA and CRS regulatory filings across 10+ jurisdictions, ensuring accurate, on-time submission and serving as the primary point of accountability for filing quality.
• Manage the complete FATCA/CRS lifecycle – GIIN registration, portal onboarding, and renewals – for the client and fund portfolio.
• Review and resolve discrepancies in W-8, W-9, and CRS self-certification forms, coordinating directly with clients and internal teams to close gaps.
• Lead SEC Form D and Blue Sky state filing processes, ensuring compliance with U.S. regulatory requirements.

Customer Service Officer at Axis Bank (2019 – 2020)

• Processed NEFT and RTGS transactions with high accuracy, ensuring adherence to banking regulations and internal control standards.
• Performed customer identity and documentation verification during account servicing, building foundational KYC and due-diligence skills.
• Investigated and resolved customer complaints and transaction discrepancies, escalating irregularities in line with service and compliance protocols.
• Supported cross-selling of banking products while maintaining strict adherence to regulatory and risk guidelines.

B.Com – S.S. Jain Subodh P.G. College, Jaipur (2015)

M.Com – University of Rajasthan (2017)

P.G.D.B.F. – NIIT Jaipur (2018)

P.G.D.B.F. – Manipal Academy of BFSI, Bangalore (2019)