Linulal 59
Experienced Branch Credit Manager with over 2 years of experience in credit appraisal, loan processing, and risk assessment within the microfinance and banking sector
Talent
PayyannūrMember since May 20, 2026
Credit AppraisalRisk AssessmentLoan ProcessingField VerificationBanking OperationsSales
·
Hire this person
Send a job offer directly to this candidate
Credit AppraisalRisk AssessmentLoan ProcessingField VerificationBanking Operations
About
Experienced Branch Credit Manager with over 2 years of experience in credit appraisal, loan processing, and risk assessment within the microfinance and banking sector. MBA graduate in Finance & HR with strong knowledge of KYC compliance, field verification, and banking operations.
Experience in banking operations, sales
Experience
Branch Credit Manager at Muthoot Microfin Limited (2023-11 – 2025-12)
- Conducted credit appraisal and evaluated loan proposals
- Performed field verification and KYC compliance checks
- Assessed income, repayment capacity, and credit risk
- Coordinated loan disbursement with branch teams
Relationship Manager at ICICI Bank (2023-02 – 2023-08)
- Managed customer relationships and banking services
- Supported sales targets and branch operations
- Ensured customer satisfaction and service quality
Education
MBA in Finance & HR – Kannur University (2022)
B.Com in Co-operation – Kannur University (2019)
VHSE in Banking Assistance
THSLC
Skills
loan processing
