Linulal 59

Experienced Branch Credit Manager with over 2 years of experience in credit appraisal, loan processing, and risk assessment within the microfinance and banking sector. MBA graduate in Finance & HR with strong knowledge of KYC compliance, field verification, and banking operations.

Experience in banking operations, sales

Branch Credit Manager at Muthoot Microfin Limited (2023-11 – 2025-12)

• Conducted credit appraisal and evaluated loan proposals
• Performed field verification and KYC compliance checks
• Assessed income, repayment capacity, and credit risk
• Coordinated loan disbursement with branch teams

Relationship Manager at ICICI Bank (2023-02 – 2023-08)

• Managed customer relationships and banking services
• Supported sales targets and branch operations
• Ensured customer satisfaction and service quality

MBA in Finance & HR – Kannur University (2022)

B.Com in Co-operation – Kannur University (2019)

VHSE in Banking Assistance

THSLC