Monica Swain

Finance professional with 3+ years across banking operations, compliance, and reporting. Proven track record delivering MIS reports, reconciliations, and variance analyses at Axis Bank, BFIL, and IndusInd Bank. Combines strong technical skills (Advanced Excel, ERP/SAP) with hands-on experience in KYC, audit records, and risk control — ready to add immediate value as a Financial Analyst.

Assistant Service Delivery Manager - IndusInd Bank

(2025-09 - 2026-04)

• Prepared branch MIS reports and supported operational data analysis for management review.
• Managed cash operations, compliance monitoring, and customer service within regulatory standards.
• Maintained transaction accuracy and detailed audit records; ensured adherence to security protocols.

Assistant Manager - Bharat Financial Inclusion Limited (BFIL)

(2024-09 - 2025-09)

• Supervised branch operations; prepared performance metrics and financial reports for senior management.
• Managed full KYC onboarding for new clients and identified operational risks with corrective controls.
• Guided junior staff and monitored branch performance against targets.

Assistant Manager - Axis Bank

(2022-12 - 2024-08)

• Handled deposits, withdrawals, fund transfers, loans, and retail liability products (FDs, insurance, CASA).
• Conducted compliance monitoring and reconciled cash drawers daily with full accuracy.
• Built client relationships through field visits to government and corporate offices.

Finance Trainee - Agelix Consulting LLC

(2021-08 - 2022-07)

• Assisted with financial reporting, budgeting, variance analysis, and internal audit activities.
• Developed practical skills in Excel financial modelling and ERP reporting systems.

Finance Intern - East Coast Indian Railway

(2019-05 - 2019-10)

• Conducted financial viability studies and built a revenue model for a new gauge line project.

M.Com - Utkal University, Bhubaneswar (2020)

B.Com - Utkal University, Bhubaneswar (2018)