Nihal

Corporate Risk Management MSc candidate with experience in financial analysis, risk management, and reporting. Skilled in reviewing financial statements, reconciliations, variance analysis, and counterparty exposure, with knowledge of VaR, Basel III, and IFRS 9. Proficient in advanced Excel modelling and SQL, with experience strengthening controls, improving reporting accuracy, and supporting risk-based financial decisions.

Assistant Manager – Finance at ADAAS Natural Products Pvt Ltd (2025-05 – 2025-08)

• Maintained and improved risk registers by identifying control gaps, assessing financial reporting risks, and monitoring remediation activities against agreed timelines.
• Reviewed daily financial data across multiple reporting cycles in Excel, identifying discrepancies that enabled timely corrections and supported accurate month-end financial reporting.
• Modified and applied expense and cost analysing program, resulting in ~12% annual saving in cost.
• Led finance and operations teams in standardizing data collection, reducing errors and improving reporting accuracy.

Assistant – Finance at Loanmaster India Pvt Ltd (2025-01 – 2025-04)

• Prepared and reviewed financial statements, cash flow statements, and account reconciliations for transactions exceeding INR 50M per month; maintained 95% data accuracy and identified key financial anomalies.
• Maintained Excel-based financial trackers across 80+ accounts, performing variance analysis and root cause identification to improve reporting reliability and support assessment of financial risk drivers.
• Identified and resolved data flow discrepancies, supporting process improvements that strengthened control effectiveness across reporting cycles and mapped risk errors.

Finance Intern at Loanmaster India Pvt Ltd (2024-06 – 2024-12)

• Reconciled financial records against internal control standards, reducing reporting discrepancies by 40% through improved documentation and validation processes.
• Analyzed Basel III and IFRS 9 updates and performed Value at Risk (VaR) analyses using advanced Excel models, strengthening internal risk reporting and reducing report revision time by 15%.
• Coordinated across departments to maintain workflow efficiency, achieving 92% SLA adherence compliance for reporting deadlines.

MSc in Corporate Risk Management – City, University of London – Bayes Business School, London (2025-09 – 2026)

Bachelor of Commerce in Financial Markets – SIES College of Commerce & Economics, University of Mumbai (2021-07 – 2024-04)