Nishant Sharma
Credit manager
Talent
Chandigarh, ChandigarhMember since March 3, 2026
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About
Credit Underwriter with 7+ years of experience across top NBFCs — Poonawalla Fincorp, UGRO Capital, Bajaj Finance, and HDFC Sales.
I specialize in
Unsecured Business Loan underwriting (₹10L–₹75L)
GST analysis, banking evaluation, financial statement review
DSCR, FOIR, bureau assessment & risk profiling
Deviation justification with proper mitigants
Policy compliance, documentation, audit-readiness
Cross-functional coordination (Sales, Ops, Legal)
My strength is accurate risk judgment, fast TAT, and strong credit quality.
