Nishanth Kumar
Credit Officer
Talent
CoimbatoreMember since October 6, 2026
Income and repayment capacity assessmentDocument VerificationBank Statement Analysis
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Income and repayment capacity assessmentDocument VerificationBank Statement Analysis
About
Credit professional with 3 years of experience in vehicle loan credit operations. Experienced in customer visits, KYC and document verification, CIBIL checks, bank statement analysis, repayment history verification, income and repayment capacity assessment, vehicle valuation and file processing.
Experience
Credit Officer - Manappuram Asset Finance Ltd
Experience: 3 Years
- Vehicle loan credit assessment and file processing
- Customer visits and field verification
- KYC and document verification including PAN and address verification
- CIBIL check and credit history verification
- Bank statement analysis and income verification
- Checking existing running loans and repayment capacity
- Repayment history verification and credit risk assessment
- Vehicle valuation and verification
- Reviewing customer profile and supporting documents before sanction
- Following up with customers and coordinating for required documents
Education
B.Com CA - Bachelor of Commerce (Computer Applications)
Skills
Credit Officer
