Phaneendra Subrahmanya

A competent professional with Ten years of insightful experience as Relationship Manager in the Banking Sector with proficiency in functional areas of Client Relationship Management. Skilled in executing end-to-end loan cycles, from loan documentation and verification.

Experience in developing and maintaining effective business relationships with customers from a spectrum of socioeconomic backgrounds. Ability to multitask and work under pressure without compromising on quality or schedule.

Sr Relationship Manager HL LAP at Piramal Capital and Housing Finance Ltd (2024-10 – Present)

• Onboarding connectors and generating leads through them
• Converting inside leads
• Converting Leads generated through open market and reference

Sr Relationship Manager at Motilal Oswal Home Finance Ltd (2023-07 – 2024-01)

• Working for Home loans and Lap
• On boarding DSA and generating business through them
• Generating leads through references and open market

Senior Sales Officer in Micro mortgage at Ambit Finvest Pvt Ltd (2022-10 – 2023-06)

• Generating leads through open market

Sr Relationship Manager (Home Loan) at Piramal Finance Sales and Service Pvt Ltd (2020-12 – 2022-06)

• On boarding Connectors
• Generating leads for Home Loan through Connectors
• Building New Relationship with connector, builder and maintaining Relationship with existing connector, builder

Relationship Manager (School Funding) at Thirumeni Finance Pvt Ltd (2019-05 – 2020-07)

• Acquiring New customers and generate lead for Secured and Un-secured Loan
• Collecting EMI from existing customers
• Building New Relationships in the market
• Convincing customer and fixing demo for the products of the company

Senior Sales Officer (Home Loan) at HDFC Sales Pvt Ltd (2018-05 – 2019-05)

• Acquiring new Business Sourcing Associate
• Follow-up with existing customer
• Building relationship with Builders and Developer
• Participating in Exhibition held by builders

Sales Manager (Consumer Durable Loan) at Zen Lefin Pvt Ltd (FINTECH) (2017-02 – 2018-04)

• On-boarding new partners to our platform
• Giving training to centers of our product
• Coordinating with centers to get the clients
• Availing loans to SME customers
• Encouraging the centers by contests
• Supporting clients and partners after service

Sales Executive at HBL Global Pvt Ltd (2007-10 – 2013-05)

HBL Global Pvt Ltd is a sister concern of HDFC bank. Sales Executive (Department of Education Loan) → Sales Executive (Department of Loan against Securities)

• Assess/Follow up prospective leads individually or in association with relationship managers to generate new business opportunities
• Maintain TAT for each end-to-end loan approval process from loan documentation to loan verification and disbursement
• Troubleshoot issues within the stipulated time with a view to building and maintaining positive associations with new and existing customers

Master's in Business Administration in Finance – Magnus School of Business (2007 – 2007)

Bachelor of Commerce – JSS College of Arts, Science, Commerce (2005 – 2005)

Pre-University – TTL Independent PU College (2001 – 2001)