Senior Transaction Monitoring Specialist at Xforia Technologies (2026-01 – 2026-04)
- Monitored high-volume daily transactions for business and personal BMO clients, detecting suspicious activities and potential money laundering patterns to mitigate financial crime risk.
- Monitored transactions related to structuring, digital banking, velocity, and deviations in business and personal accounts, identifying anomalies for further investigation.
- Analyzed and tuned transaction monitoring threshold rules to reduce false-positive alert rates. Evaluated customer payment data across retail, commercial, and trade asset classes.
- Collaborated with compliance and audit teams to uphold financial crime risk frameworks, ensuring regulatory adherence and enhancing overall risk mitigation strategies.
Transaction Monitoring Analyst, Level 2 at Accenture (2022-11 – 2024-07)
Client: PWC
- Reviewed and triaged system-generated alerts for suspicious retail, corporate, or correspondent banking transactions, cleared false positives, and escalated true anomalies to ensure regulatory compliance.
- System Tools Usage: Conducting deep-dive research across core banking platforms like Finacle, customer management software like Siebel CRM, and advanced compliance monitoring suites like FCRM (Financial Crime Risk Management) and Safe Watch.
- Case Analysis & EDD: Conducting Enhanced Due Diligence (EDD). This includes reviewing historical account behavior, cashflow patterns, and counterparty relationships to identify systemic financial risks.
- Gathered empirical evidence and drafted structured Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) submitted to regulators via CBUAE goAML portal, ensuring thorough regulatory compliance.
- Coordinated cross-functional teams to screen high-risk profiles against OFAC, United Nations, and EU sanctions lists, strengthening overall risk management efforts.
- Client: Emirates National Bank of Dubai
Transaction Risk Analyst at Amazon (2020-01 – 2022-09)
- Investigated high-risk and complex e-commerce transactions to detect, analyze, and mitigate fraudulent activities with high precision.
- Monitored real-time activities between buyers and sellers to manage transaction risks and addressed identified fraud issues.
- Prevented misuse of stolen credit cards on Amazon through vigilant monitoring and analysis of large datasets, leading to reduced chargebacks.
- Resolved e-commerce account cases for business and personal customers globally, monitoring high-value currency orders in real-time.
- Authenticated customer accounts and transaction behavior independently while maintaining strict Service Level Agreements (SLAs) and quality standards.
- Analyzed patterns and trends in financial data to identify emerging fraud typologies and recommend process adjustments. Communicated effectively with internal stakeholders and global teams to address operational changes and policy updates.
- Conducted cross-functional training sessions across multiple global marketplaces, including the US, CA, EU, AU, SG, IN, and CN.
- Performed auditing and reporting to evaluate team performance and compliance with standards. to identify performance gaps and supported onboarding of new team members.
