Pranay Umate
Technical Lead with 10+ years of experience architecting high-performance, secure payment applications and deterministic embedded software using Modern C++
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About
Technical Lead with 10+ years of experience architecting high-performance, secure payment applications and deterministic embedded software using Modern C++. Domain expert in financial technology engineering, specializing in low-latency processing kernels for VeriFone terminals across USA and Canada region networks with full compliance for EMV, Contactless/NFC, EBT, WIC, and cross-border acquiring systems. Complementary expertise in the automotive sector, driving middleware design utilizing Adaptive AUTOSAR (R20-11/R23-11), service-oriented communication via SOME/IP protocols, and robust Update and Configuration Management (UCM) for FOTA and SOTA.
Experience
Sr. Technical Lead - Qorix India Private Limited
(2026-02)
- Lead development of Adaptive AUTOSAR stack for FOTA using C++ on Linux.
- Handle complete SDLC: requirements analysis, architectural design, debugging, deployment, functional, and unit testing.
- Optimized system architecture and enhanced overall software robustness.
- Mentored junior engineers and contributed to establishing internal technical best practices.
Technical Lead - KPIT Technologies
(2022-10 - 2026-01)
- Led development of Adaptive AUTOSAR stack for SOTA and SOME/IP protocol using C++ on Linux.
- Handled complete SDLC: requirements, design, debugging, deployment, functional, and unit testing.
- Developed fail-safe update logic that handles power failures and mid-process resets without compromising ECU stability.
- Mentored junior engineers and contributed to internal engineering standards and best practices.
Team Lead - Aurus Tech Pvt. Ltd
(2016-03 - 2022-10)
- Designed and developed CCT application supporting multiple payment tenders, including Credit, Debit, and Private Label Credit Card (PLCC) transactions on VeriFone MX9XX payment terminals.
- Implemented complete payment transaction lifecycle, including card reading, transaction processing, online authorization, and approval response handling.
- Successfully deployed the application for 40+ enterprise clients across the USA, ensuring reliable and secure payment processing.
- Developed and maintained high-performance payment applications using C and C++ on embedded payment terminal platforms.
- Led and mentored a team of 12 software developers, driving technical excellence, code quality, and on-time project delivery.
Team Lead - Aurus Tech Pvt. Ltd
(2016-03 - 2022-10)
- Implemented online and offline WIC tender on CCT devices, including participation in strict tender certifications.
- Managed end-to-end application workflow from card reading through transaction approval processing.
- Successfully deployed the application across 6+ states in the USA.
- Developed the application single-handedly using C and C++.
Embedded Software Developer - Shidore Microsys Electronics Pvt. Ltd
(2015-09 - 2015-12)
- Implemented memory management for handling multi-floor elevator calls and transaction/call processing logic.
- Implemented PWM module for Automatic Rescue Device (ARD).
Education
Master - Digital Electronics - Amravati University (2020)
B.E. - Electronics Engineering - Nagpur University (2011)
HSC - Higher Secondary Certificate - Nagpur Board (2008)
SSC - Secondary School Certificate - Nagpur Board (2006)
