Pravalika Thamada

AML/KYC Analyst with 1.8 years of experience in financial crime compliance, fraud detection, and regulatory reporting within banking environments. Strong expertise in transaction monitoring, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), sanctions screening, and suspicious activity investigation. Skilled in identifying high-risk patterns, mitigating fraud risks, and ensuring compliance with AML regulations (RBI, FATF guidelines).

Proven ability to handle high-volume case investigations and deliver accurate, timely reports.

Deputy Manager – AML Analyst at ICICI BANK Ltd. (2024-03 – 2025-10)

• Monitored and analysed 120+ daily banking transactions to detect suspicious activity and potential fraud across retail and digital channels.
• Conducted investigations on high-risk accounts, analysing transaction patterns, customer profiles, and behavioural anomalies to determine escalation.
• Executed sanctions screening and PEP checks to ensure compliance with global AML regulations.
• Prepared and documented Suspicious Transaction Reports (STRs) for regulatory review.
• Collaborated with internal teams to identify emerging fraud trends and strengthen preventive controls.
• Maintained accurate case records and ensured adherence to audit and compliance requirements
• Achieved 95%+ SLA compliance in alert review and case closure
• Handled high-volume alerts and contributed to efficient alert disposition and reduction of false positives within the TAT (Turnaround Time) by 15–20% through improved risk-based analysis.
• Identified and escalated suspicious transactions involving unusual patterns, supporting fraud risk mitigation and regulatory compliance.
• Handled case escalations and recommended appropriate actions based on risk findings

Post Graduation Diploma in Banking in Banking – IMA, Bengaluru (2023 – 2024)

Bachelor of Commerce in Computer Applications – Kakatiya University (2020 – 2023)