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Rahul SeWatKar

Rahul SeWatKar

Area Collection Manager

Talent
NagpurMember since July 9, 2026
Retail Collections & RecoveryTeam Leadership & Branch ManagementAgency Allocation & Performance MonitoringPortfolio ManagementField Investigation & Skip TracingFraud Detection & Fraud Loss ControlSettlement NegotiationRecovery Planning & Execution
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Retail Collections & RecoveryTeam Leadership & Branch ManagementAgency Allocation & Performance MonitoringPortfolio ManagementField Investigation & Skip Tracing

About

To realize my potential in challenging situations & develop my capabilities through this process. Aspiring for a career that places me in a challenging position within a fast paced growth oriented environment. With my abilities & skills I aspire to contribute my level best for the symbolic growth of the organization & self.

Experience

Area Collection Manager – West Maharashtra (LAB) - MUTHOOT FINCORP LTD - West Maharashtra

(2024-12 - 2026-04)

  • Managed collection operations across the West Maharashtra region.
  • Led recovery teams and monitored agency performance.
  • Improved collection efficiency through regular field reviews and portfolio monitoring.
  • Handled customer settlement cases and negotiated repayment plans to maximize recoveries.

Assistant Business Manager – Recovery Head (Collections) - SHRIRAM FINANCE PVT.LTD.

(2024-07 - 2024-12)

Grade: OP4

  • Supervised collection operations and recovery performance.
  • Managed recovery teams and ensured target achievement.
  • Coordinated legal and field recovery activities.

Collection Manager – Personal Loan - CREDIT VIDYA FINANCE PVT.LTD.

(2024-04 - 2024-07)

  • Managing the collection and recovery of overdue personal loans.
  • Following up with customers through calls and field visits for EMI payments.
  • Maintained records and updated customer payment status.
  • Coordinated with branch staff and collection agencies for recoveries.

Branch Manager – Retail Collections - MAHINDRA HOME FINANCE

(2023-04 - 2024-03)

  • Managed branch collection activities.
  • Allocated collection cases to agencies based on geography.
  • Conducted field visits for fraud investigations, settlements, and skip tracing.
  • Worked closely with the Fraud Control Unit to minimize fraud losses.
  • Reviewed daily and weekly collection performance.

Deputy Manager – Retail Collections (Home Loan & MSE) - UJJIVAN SMALL FINANCE BANK

(2021-10 - 2023-11)

  • Handled collection of overdue Home Loan and MSE (Micro & Small Enterprise) accounts.
  • Visited customers in the field when required for recovery.
  • Assisted customers with repayment plans and settlement options when needed.
  • Prepared reports on collection performance and account status.

Collection Officer – Retail Home Loans - AAVAS FINANCE LTD.

(2021-01 - 2021-10)

  • Follow up with customers for pending home loan payments.
  • Collect overdue EMIs through calls and field visits.
  • Help customers understand their dues and repayment options.
  • Coordinate with branch team for recovery work.
  • Update records of payments and overdue accounts.

Assistant Manager – Collection Officer (MFI) - EQUITAS SMALL FINANCE BANK

(2020-01 - 2020-12)

  • Collect loan repayments from MFI customers on time.
  • Support the team in achieving monthly collection targets.
  • Work with groups or centres to ensure regular repayments.
  • Help customers understand their loan dues and repayment schedule.

Collection Executive - TEAMLEASE SERVICES LTD. CLIENT INDIABULLS FINANCE LTD

(2019-12)

Joined: 10 December 2019

  • Contact customers to remind them about overdue loan payments.
  • Collect pending EMIs through calls or field visits.
  • Follow up regularly until payments are received.
  • Update payment details in the system.
  • Coordinate with the branch or team for recovery support

Education

Bachelor of Arts (B.A.)

ITI – Wireman (NCVT)

Higher Secondary (12th)

Secondary School (10th)

Skills

Area Collection Manager

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