Ridam Wadhwa

Results-driven Financial Crime Compliance professional with 9+ years of experience across Citigroup, Deutsche Bank, Wipro and Infosys BPM, specializing in KYC, AML, Client Onboarding, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Sanctions Screening, PEP Screening, Adverse Media Reviews and Regulatory Compliance. Demonstrated expertise in Client Lifecycle Management (CLM), risk assessment, regulatory documentation, periodic reviews, remediation activities and financial crime controls. Recognized for consistently achieving 100% quality standards while supporting regulatory compliance and operational excellence within global banking environments.

Strong understanding of Business Analysis, Process Improvement, Change Management, and Regulatory Environment requirements. Adept at identifying process gaps, supporting transformation initiatives and enhancing compliance workflows through effective stakeholder collaboration.

Senior Analyst at Citicorp Services India Pvt. Ltd. (2020-07 – 2026-06)

• Performed end-to-end client onboarding, periodic reviews and client refresh activities for corporate and institutional clients.
• Conducted Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews in accordance with AML and regulatory requirements.
• Executed sanctions screening, PEP reviews, adverse media screening and name screening investigations.
• Supported client lifecycle management activities including ownership updates, remediation projects and regulatory documentation reviews.
• Performed CKYCR validation and PAN verification to ensure compliance with RBI regulations.
• Contributed to World Link Project initiatives supporting client data verification and documentation governance.
• Consistently maintained 100% quality standards while meeting productivity and compliance expectations.
• Supported process improvement initiatives through identification of operational inefficiencies and compliance risks.
• Collaborated with stakeholders to ensure timely completion of onboarding and review activities within defined service levels.

Analyst at Wipro India Pvt. Ltd. (2019-12 – 2020-06)

• Conducted end-to-end client onboarding and profile reviews in line with AML/KYC regulations.
• Performed Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) and regulatory documentation validation.
• Supported client data verification initiatives and onboarding projects.
• Assisted in maintaining data quality and regulatory compliance standards.
• Received Client Appreciation Award for accuracy and backlog reduction.

Analyst at Deutsche India Pvt. Ltd. (2018-09 – 2019-11)

• Conducted KYC reviews and Event Driven Reviews (EDR) based on risk classification and regulatory triggers.
• Performed sanctions screening, PEP reviews and AML-related investigations.
• Supported financial crime compliance controls and remediation activities.
• Executed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for corporate clients.
• Received Spot Award for maintaining 100% quality standards.

Senior Process Executive at Infosys BPM Ltd. (2016-12 – 2018-08)

• Verified customer KYC documentation in accordance with compliance requirements.
• Managed mortgage processing activities including validation of borrower, employment and property documentation.
• Reviewed collateral, appraisal, title and insurance documentation.
• Supported MIS reporting, workflow allocation and operational controls.
• Received Extra Miler Award and Client Kudos Award for outstanding performance and responsiveness.

Master of Computer Applications in MCA – University of Rajasthan

Bachelor of Computer Applications in BCA – Maharaja Ganga Singh University