Riya Bose

To obtain an entry-level position in the banking or financial sector where I can apply my analytical, communication and organizational skills while learning industry practices and contributing to efficient operations.

Credit Analyst - Mudra Junction Private Limited

(2025-12)

• Evaluating unsecured business loans and secured loans including LAP (Loan Against Property), HL (Home Loan), and BT (Balance Transfer) cases
• Conducting detailed credit appraisal and making loan approval/rejection decisions
• Verifying and analyzing KYC documents and customer profiles
• Approving eligible cases and forwarding them for login and further processing
• Conducting Personal Discussions (PD) with customers to validate financial and business details
• Performing document verification to ensure compliance and accuracy
• Reviewing banking transactions and financial statements to assess repayment capacity

Paid Intern - Kotak Mahindra Bank Limited

(2024-12 - 2025-11)

• Loan process, Handling Customer Files
• Collecting and Verifying Documents like KYC and Income Proof
• Assisting in File Preparation and Loan Approvals

Office Assistant - Bose Legal Associates

(2023-07 - 2024-06)

• Handled walk-in customers, addressing their queries and assisting them
• Performed billing data entry with accuracy and maintained records

Bachelor of Commerce - Shia PG College (2023)

Bachelor of Commerce - University of Lucknow (2023)

Senior Secondary School - Saraswati Children Academy (2020)