Sameer Salvi
Area Sales Manager
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About
Banking professional with 8.5+ years of experience in Sales, Credit Operations, Credit Administration, Working Capital Finance, Supply Chain Finance, Loan Processing, Credit Documentation. Proven expertise in managing end-to-end loan disbursement, portfolio servicing across leading private sector banks and NBFCs.
Experience
Area Sales Manager at Andromeda Sales & Distribution Private Limited (2026-09 – Present)
- Managed and monitored DSA sales operations to achieve monthly & annual business targets.
- Generated leads and increased customer acquisition through DSA and channel sales networks
- Developed and maintained relationships with DSA partners, channel partners, and key business associates.
- Coordinated with credit, operations, sales teams to ensure smooth processing and timely disbursement of cases.
- Resolved customer and channel partner issues to improve service quality and business retention.
Credit Administrator (Credit Operations) - Manager at IndusInd Bank Limited (2025-08 – 2026-09)
- Managed end-to-end credit documentation and disbursement process for Working Capital facilities.
- Ensured compliance with internal credit policies, post-disbursement compliance activities.
- Prepared draft sanction letters and disbursement documents while coordinating with business & credit team.
- Verified property & title documents to mitigate legal and compliance risks.
- Successfully resolved external & internal audit observations within stipulated timelines.
Credit Administrator (Credit Operations) at Tata Capital Limited (2022-05 – 2025-07)
- Processed Supply Chain Finance, Term Loan, and Invoice Discounting proposals from login to disbursement.
- Reviewed disbursement files and resolved discrepancies before disbursement.
- Ensured compliance with sanction conditions and internal credit policies.
- Coordinated with multiple stakeholders to improve turnaround time and customer service.
Senior Executive (Relationship Management) at ICICI Bank Limited (2022-03 – 2022-04)
- Handled Home Loan and Loan against Property (LAP) cases.
- Generated customer leads through field visit, cold calling, and channel partners.
- Coordinated with credit, legal, technical, and operations teams for timely processing.
- Assisted customers throughout the Home Loan and LAP application journey.
Credit Officer at RBL Bank Limited (2020-01 – 2022-03)
- Analyzed financial statements, bank statements, and credit reports for Working Capital loan proposals.
- Prepared credit appraisal notes and credit approval memos for assessment by sanctioning authorities.
- Processed disbursement requests and monitored fulfilment of sanction terms and conditions.
- Assisted credit managers in resolving audit observations and compliance-related queries.
Credit Executive at Axis Bank Limited (2018-05 – 2020-01)
- Analyzed financial statements and prepared credit proposals for Working Capital products & LAP cases.
- Supported credit managers during appraisal and approval processes.
- Drafted sanction letters, addendums, and customer consent documents.
- Managed vendor billing and operational coordination.
Education
PG Diploma in Banking & Finance – Brihan Maharashtra College of Commerce (BMCC) (2016 – 2017)
Bachelor of Commerce (B.Com.) – Kaveri College of Arts, Science and Commerce (2013 – 2016)