Shivpal Rajput
Associate Relationship Manager
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About
Result-oriented banking professional with over 3 years of experience in relationship management, sales, and loan operations. Proven track record in rural banking, customer relations, and portfolio growth. Seeking to leverage my expertise to drive business outcomes in a challenging new role.
Experience
Associate Relationship Manager - IDFC FIRST Bank Limited
(2026-05)
- Source Loan Against Property (LAP) cases across urban and rural markets using direct.
- Analyze and verify urban and rural property documents for Equitable Mortgage (EM) and Registered Mortgage (RM) compliance
- Analyze customer financial profiles and credit histories to align loan structures with internal bank risk parameters.
Assistant Manager - HDFC Bank Ltd.
(2025-08 - 2026-05)
- Managed Gram Samvad initiatives across multiple rural and village locations to boost community engagement.
- Debt collection/Recovery.
- Engaged with high-net-worth clients to pitch and source high-value Kisan Shakti and Kisan Samriddhi loans.
- Evaluated applicant credit history and financial health to streamline Kisan Credit Card (KCC) loan approvals.
- Managed customer portfolios and drove cross-selling initiatives for Fixed Deposits (FD), Life Insurance, and General Insurance.
Sales Officer - HDFC Bank Ltd.
(2023-09 - 2025-07)
- Generated high-quality leads for Kisan Credit Card (KCC) loans to meet monthly sales targets.
- Meet the Customer to taking a KCC loan get a Important Information about to old Credit history, analyze customer financial condition status.
- Portfolio Management Customer Relations Cross Sale
- Coordinated and secured necessary structural approvals,and interest rate approvals.
- Maintained and updated Management Information Systems (MIS) daily for accurate sales reporting
Rural sales executive - HDB Financial Services Ltd.
(2022-10 - 2023-09)
- Sourced and generated potential leads for Kisan Credit Card (KCC) loans in rural markets.
- Organized and executed Gram Samvad programs across multiple villages to build financial awareness.
- Collaborated effectively with team members and accurately maintained daily customer databases.
- Conducted client meetings to analyze credit histories and assess overall financial health for loan viability
Education
Bachelor of Arts - M.M.Y.V.V. (2021)
Higher Secondary School Certificate - Class XII - MP Board, Bhopal (2018)
High School Certificate - Class X - MP Board, Bhopal (2016)
