Srinidhi S

Results-driven and motivated professional seeking to leverage strong skills in business operations, client relationship management, communication, and problem-solving to contribute to organisational growth. Eager to take on challenging responsibilities, develop strong professional relationships, and deliver measurable results while continuously enhancing knowledge and expertise.

Business Consultant – Risk at Ernst and Young (EY) (2024-09 – Present)

• Managed Transaction Monitoring projects for banking clients across EMEA, APAC, and the US, investigating individuals and entities for potential financial risks.
• Reviewed L1/L2 transaction monitoring alerts, including system-generated alerts and internal escalations.
• Conducted detailed investigations using Actimize and proprietary systems to identify suspicious transactions, fraud patterns, and anomalies.
• Prepared and filed Suspicious Activity Reports (SARs) in line with FinCEN guidelines and Unusual Activity Reports (UARs) as per FIU standards.
• Monitored transactions across credit/debit cards, wire transfers, and ACH to identify potential fraud and suspicious activity.
• Analysed high-risk transactions and accounts, identifying fraud trends and recommending proactive measures to minimise losses.
• Managed live queues and appeals, resolving queries and ensuring timely completion of investigations and deliverables.
• Supported internal audits, addressed discrepancies, and coordinated with client stakeholders for timely resolution.
• Prepared KPI and performance reports to track team deliverables and operational performance.
• Supported and trained team members to improve process efficiency while meeting client expectations and compliance standards.

Fraud Analyst at Objectwin Technologies India Pvt Ltd (2024-02 – 2024-07)

• Analysed transaction and customer trends to identify money laundering and fraud risks, including account takeover, profile takeover, and identity theft.
• Investigated unusual and suspicious transactions to identify potential financial crime risks.
• Conducted Sanctions Screening, KYC, and Customer Due Diligence (CDD) in line with compliance requirements.
• Used tools such as Equifax, Experian, LexisNexis, and Talon for customer verification, risk assessment, and investigations.
• Maintained effective communication with law enforcement agencies to support investigations and provide relevant information when required.

Advisor 2- Financial Investigation Unit at Concentrix Daksh India Pvt Ltd (2023-04 – 2024-01)

• Monitored transactions for L1/L2 Alerts triggered and made decisions based on the analysis.
• Reviewed transactions on the account to understand if there was any suspicious activity.
• Broke down patterns involved in money laundering through transaction patterns.
• Produced detailed investigation reports to Regulatory authorities and legal bodies.
• Prepared and submitted AML reports (SARs, STRs) and regulatory filings as per regulatory requirements.
• Knowledge of AML laws and regulations (BSA, OFAC). Sanctions Screening, Due diligence, and KYC.
• Reviewed source of funds, Source of wealth, Corporate KYB related documents to ensure relevance to parties in the investigation.

Transaction Risk Analyst at Amazon Development Centre (2020-03 – 2023-04)

• Monitored and investigated L1/L2 transaction alerts to identify fraud risks and potential money laundering patterns.
• Analysed transaction and order patterns to identify suspicious activity and financial crime risks.
• Reviewed suspicious reports and transactions to detect fraudulent activity and money laundering patterns.
• Investigated customer accounts and transaction history to identify unusual behaviour and potential risks.
• Led team projects, delegated tasks, and provided feedback to improve team performance and deliverables.
• Coached and trained team members on fraud prevention and investigation techniques.
• Prepared and filed SARs in accordance with regulatory standards and reviewed suspicious activity reports as part of investigations.
• Initiated and supported fraud mitigation and AML projects to strengthen prevention and compliance processes.

BDE at Stock Holding Corporation of India Ltd (2018-11 – 2019-12)

• Successfully closed new business deals, contributing to revenue growth.
• Generated and qualified new leads, converting prospects into clients.
• Built and maintained strong client relationships while ensuring customer satisfaction.
• Implemented effective business development strategies to drive new opportunities.
• Conducted market research to identify potential clients, market trends, and new business opportunities.

Master of Finance & Accounting in MFA – Seshadripuram First Grade College (2020-06 – 2022-07)

Bachelor of Commerce in B.Com – Seshadripuram First Grade College (2015-06 – 2018-07)