Vikram.D

Results-driven MBA Finance graduate with over a year of hands-on banking experience including mortgage-related advisory, KYC/AML compliance, and client financial assessment at City Union Bank. Seeking a Mortgage Consultant role in Dubai to leverage deep knowledge of financial products, mortgage lending practices, and exceptional client relationship skills. Committed to delivering tailored mortgage solutions in the dynamic UAE real estate market.

Mortgage & Relationship Manager – Banking Operations - City Union Bank - Chennai, Tamil Nadu

(2025-01 - 2026-01)

• Advised retail banking customers on mortgage and loan products, assessing financial eligibility, conducting credit evaluations, and guiding clients through documentation and disbursement — responsible for consistent monthly disbursal targets.
• Conducted in-depth KYC/AML due diligence and compliance checks for mortgage applicants as per RBI guidelines, ensuring regulatory adherence across all customer interactions.
• Managed end-to-end mortgage application workflows: from initial client consultation and financial profiling to lender coordination, documentation review, and post-disbursal record management.
• Collaborated with internal credit and operations teams to resolve documentation gaps and expedite mortgage approvals, maintaining zero discrepancy in backend records.
• Performed financial analysis and credit assessments to recommend appropriate mortgage products tailored to individual client needs and repayment capacity.
• Maintained client relationships post-disbursal through proactive follow-ups, enhancing customer satisfaction and generating referral opportunities.

Supply Chain & Analytics Intern - Garuda Aerospace - Chennai, Tamil Nadu

(2024-01 - 2024-12)

• Supported logistics operations including data entry, operational reporting, and process tracking for cross-functional workflow improvements.

Finance Intern - Unique Technologies - Chennai, Tamil Nadu

(2023-01 - 2023-12)

• Assisted with finance documentation, payroll data entry, and financial record maintenance — contributing to accurate reporting and audit readiness.

MBA - Finance & Analytics (GM & Analytics) - Karunya University (2023-01 - 2025-12)

Bachelor of Commerce - Sri Krishna Arts and Science College (2020-01 - 2023-12)