Fernando Roldán Franco

Senior financial-services executive with 25+ years of progressive experience across Regulatory Affairs, Compliance, Internal Control and Operational Risk within global regulated financial institutions. Proven ability to monitor and interpret regulatory change, translate complex requirements into business impact assessments and actionable recommendations, coordinate implementation and remediation, and communicate regulatory priorities to senior-management forums. Trusted partner to senior management with experience engaging regulators, leading cross-functional initiatives and translating complex requirements into measurable controls, management information and sustainable remediation.

Director - Regulatory, Enterprise Credit at BANK OF AMERICA (2024-07 – Present)

Reporting directly to a Managing Director within Enterprise Credit.

• Lead regulatory oversight for critical credit-risk and credit-reserve processes, connecting regulatory requirements with control execution and management reporting.
• Automated regulatory reporting to improve efficiency, traceability and information quality.
• Implemented controls designed to strengthen the control environment around key Enterprise Credit processes.
• Designed and implemented executive metrics and Key Risk Indicators (KRIs) to enhance risk monitoring and senior-management visibility.
• Coordinate initiatives across Risk, Operations, Finance, Technology, Internal Audit and Compliance.

Senior Vice President - Compliance at CITIBANAMEX (2022-08 – 2024-06)

• Provided regulatory advisory and compliance oversight for Investment Banking and Institutional Credit Management.
• Led Compliance Risk Assessments: identified risks, mapped controls to regulation, assessed design and effectiveness, and defined corrective action plans.
• Executed monitoring and testing routines to identify compliance gaps and support remediation.
• Approved sensitive corporate loans and capital-markets transactions.

Director - Internal Control at CREDIT SUISSE MEXICO (2008-10 – 2020-12)

• Led regulatory-change identification, communication and implementation through cross-functional working groups, reporting progress to senior-management forums.
• Managed relationships with CNBV, Banxico, IPAB, BMV, BIVA and MexDer; coordinated regulatory examinations and rating-agency interactions.
• Implemented a compliance monitoring system that contributed to an 80% reduction in fines levied.
• Collaborated on design and functional testing of a new KYC/AML monitoring solution and participated in Risk, Audit, AML, Sales Practices and Regulatory Reports Committees.

Compliance Manager at ACCIONES Y VALORES BANAMEX (CITIGROUP) (2003-01 – 2008-10)

• Built broad securities-compliance expertise across regulated products, trading activities, investment processes and financial-services governance.
• Developed Compliance coverage for Asset Management, Equity Research, Investment Banking and Global Securities Services, adapting global frameworks to Mexican regulation and market practice.
• Established monitoring over trading desks and discretionary-account and mutual-fund investment processes covering approximately US$18 billion in assets under management.
• Acted as Compliance SME in due-diligence processes related to Citigroup acquisitions in Japan, Brazil and Central America.
• Advised affiliates on fiduciary matters, corporate governance, global policies and Mexican regulatory requirements.

External Auditor at KPMG (1996-09 – 2002-12)

• Planned and executed audits of financial institutions and services companies; prepared financial statements under Mexican GAAP and US GAAP.
• Performed agreed-upon procedures and forensic reviews, prepared audit reports and coordinated tax, valuation and loan-portfolio specialists.

Regulatory / AML / Forensic Advisory at FREELANCE CONSULTANT

• Performed forensic audits and financial-statement reviews across financial, education and food industries.
• Advised on banking and broker-dealer regulatory matters, authorizations and licenses with regulators.
• Served as independent external auditor for anti-money laundering and financial crime; CNBV certified.

Bachelor Degree in Business, Major in Accounting – ITESM — Campus Ciudad de México (1992 – 1996)

Diploma in Financial Analysis and Investments – ITESM — Campus Estado de México (2004 – 2005)