Ruth Egba
Senior Credit Officer and Disaster Risk Management
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About
Data Analyst and Customer Service Specialist with 5 years of experience in transforming raw data into meaningful insights while delivering outstanding customer support. Proficient in data analysis, visualization, SQL, and business intelligence tools, with a proven ability to identify trends and optimize processes. Skilled in customer engagement, CRM systems, and problem resolution, ensuring a seamless customer experience.
Adept at leveraging data-driven strategies to enhance business performance, improve service efficiency, and drive informed decision-making.
Experience
Credit Officer/Telemarketing at Gabs Financial Service Limited (2021-08 – Present)
- Evaluated credit applications and assessed customer eligibility based on financial data, and risk analysis.
- Processed loan and credit requests while ensuring compliance with company policies and regulatory guidelines.
- Conducted outbound calls to potential clients, promoting financial products and services to meet sales targets.
- Built strong customer relationships by providing tailored financial solutions, and exceptional service.
- Maintained accurate records of customer interactions, credit approvals, and sales performance.
Administrative Officer/CSC at Neo-continental Saladmaster (2019-01 – 2021-01)
Managed daily administrative operations, ensuring efficiency and compliance with organizational policies.
- Coordinated office activities, including scheduling, correspondence, and document management.
- Oversaw procurement processes, budget tracking, and resource allocation to support operational needs.
- Assisted in policy implementation and ensured adherence to Civil Service Commission (CSC) regulations.
- Maintained accurate records and reports, supporting decision-making and organizational transparency.
Field Work at INEC (2018-01 – 2019-01)
- Voter registration/distribution.
- Maintained accurate records of all geological data collected during field work or research activities.
- Conducted on-site inspections, assessments, and data collection to support project objectives.
- Communicated findings and reports to stakeholders, facilitating informed decision-making.
Customer Service at Neo-continental Saladmaster (2017-01 – 2018-01)
- Resolved customer service inquiries in a timely manner while providing excellent customer service.
- Supervised and trained customer service staff to ensure excellent customer service delivery.
- Contributed to a positive customer service experience by providing excellent customer service skills.
- Managed a team of 10+ Customer Service Representatives ensuring they provided excellent customer service at all times.
Education
B.Sc in Economics – University of Abuja, Gwagwalada, Abuja (2018-01-31)
Diplomate in IT – Neolodick global technology, Nyanya, Abuja
SSCE – Government Girls College, Kontagora, Niger state
First school leaving Certificate – St. Anthony's Primary School, Olamaboro, Kogi state
