Victor Effiong

Relationship Manager: Portfolio Growth & Compliance

Talent

IkejaMember since June 14, 2026

Relationship Management

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Relationship Management

About

Relationship Manager managing 180 SME relationships by underwriting to actual cash flow, growing portfolio value 35% while keeping defaults under 4%. Improved client deposits by 20%. Maintained 100% CBN, KYC compliance

Experience

Credit Relationship Manager - Fairmoney Microfinance Bank - Lagos, Nigeria

(2023-01)

Managed 180 SME client relationships; deployed ₦400M in loans; grew AUM 35% also maintained

Education

Bachelor of Science (BSc) - Computer Science - University of Lagos (2026)

Higher National Diploma (HND) - Computer Science - Heritage Polytechnic

Reviews

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