Jan Melben Verdejo

Seeking a dynamic role with a forward-thinking organization where I can leverage my skills and expertise to drive growth and success. Eager to apply my knowledge and experience to make a meaningful impact on the company's development.

Credit Officer – Inventory Fund B2B at FINSSO FINANCE CORPORATION (2024-11 – Present)

• Conduct dealer onboarding, including KYC and document validation.
• Conduct vehicle appraisals to determine accurate market values.
• Evaluate borrowers' creditworthiness through financial and credit analysis.
• Review financial statements and validate submitted documents and information.
• Conduct client interviews to gather financial and personal information.
• Perform BAP, TU, blacklist, and Sanction checks.
• Ensure completeness and accuracy of borrower documents and financial records.
• Recommend loan approvals and provide mitigating factors for policy deviations.
• Maintain appraisal, onboarding, and credit evaluation records.
• Coordinate with internal teams to support efficient loan processing.

Credit Processing Lead at ACOM CONSUMER FINANCE CORPORATION (2019-07 – 2024-11)

• Manage the entire Approvers Team, overseeing daily operations and performance.
• Prepare and monitor the team's daily performance reports.
• Evaluate and validate credit documents to support loan approval decisions.
• Conduct credit scoring using CIBI, BAP, and CIC reports.
• Analyze suspicious accounts and investigate potential fraud cases.
• Lead and supervise approvers to ensure accuracy, productivity, and compliance.
• Develop and improve credit processing procedures to enhance efficiency and turnaround time.
• Coordinate with cross-functional teams to resolve escalated credit-related concerns.

Senior Underwriting Operator - OIC at HOME CREDIT PHILIPPINES INC. (2016-11 – 2019-05)

• Managed a portfolio of complex underwriting cases, ensuring precise risk assessment and policy issuance for high-value insurance contracts
• Onboard new clients and conduct customer due diligence
• Mentored and trained junior underwriting operators on best practices and industry standards, enhancing team members' professional development and growth
• Conduct phone verification to the clients to verify and to authenticate the declared information.

Admin and Finance at ASI.COM.PH Inc. (2015-04 – 2016-08)

Travel Agent at Apols Travel and Tours (2014-08 – 2014-12)

Bachelor of Science in Tourism Management – Arellano University (2010 – 2014)

– Ramon Magsaysay High School (2006 – 2010)

– Legarda Elementary School (2000 – 2006)