Mirian Panican

Compliance-driven professional with expertise in AML/KYC operations, regulatory risk assessment, and quality assurance. Accredited in all AML standards with proven ability to conduct enhanced due diligence, assess high-risk profiles, and align processes with global regulations. Skilled in data analysis, red-flag identification, and process improvement to strengthen financial crime prevention and ensure audit-ready compliance.

AML/KYC Quality Control Senior Associate - PWC Philippines

(2025-06)

• Conducted in-depth investigations for high-risk clients including PEPs, offshore entities, and complex ownership structures.
• Verified KYC documentation and ensured data accuracy per internal and global standards.
• Reviewed flagged transactions and assessed reputational risks using adverse media.
• Monitored regulatory changes across jurisdictions and updated internal policies accordingly.
• Led enhanced due diligence and periodic reviews for high-risk profiles.
• Conducted enhanced due diligence (EDD) reviews on high-risk legal entities.
• Investigated adverse media, litigation records, and reputational risks.
• Prepared and escalated detailed risk assessment reports to compliance managers.
• Ensured accuracy and completeness of KYC files, including beneficial ownership documentation.
• Performed peer reviews of junior associates' KYC work for quality assurance.
• Monitored regulatory changes and assessed their impact on current processes.
• Supported regulatory audits by preparing documentation and responding to queries.
• Tracked and reported KYC metrics, including completion rates and remediation timelines.
• Conducted periodic reviews of existing clients to ensure ongoing compliance.
• Coordinated with relationship managers to balance compliance requirements with client experience.
• Acted as Deputy when Team Lead was on leave, taking supervisory responsibility and ownership of team deliverables.
• Provided subject matter expertise in compliance projects.

AML/KYC Performance & Quality Auditor - Accenture Inc.

(2021-04 - 2024-10)

• Client screening and research are responsibilities in the fight against money laundering and terrorist financing.
• Responsible for screening conduct comprehensive research on the customer in order to discover and flag any hazards related to money laundering or terrorism financing.
• Updating customer files for periodic assessments, assessing corporate activity, and determining the source of wealth.
• Conducting adverse media screening to search for criminal activity or political associations, and using risk analysis to assess the client's integrity risk.
• Safeguard client privacy and ensure all standard operating procedures are compliant to relevant laws and regulations.
• Perform continuous due diligence and KYC processes for both new and current client accounts under various regulatory frameworks (account onboarding).
• Examine customer identity files to make sure that, prior to onboarding, all accounts meet the necessary requirements for KYC, AML, appropriateness, and sanctions checks.
• Execute four-eye review for L1-approved cases.
• Finalize the approval of low / medium risk customers if there is no additional concern.
• Finalize the review for escalated high risk cases and escalate to Compliance Officer for approval.
• Provide guidance to L1 on queries during day-to-day review of cases.

Stock Processor - UCPB

(2014-08 - 2015-12)

• Allocation of stock per client portfolio through Trust Banking's Investment Management System (IMS).
• Encoding of Delivery, Release, Collection, and Payment of stock transactions. Reconciliation submitted documents by clients through Document Deficiency Monitoring System (DDMS).
• Ensuring completeness of client's document filing through scanning.
• Ensuring completeness of Net Asset Value per Unit (NAVPU) filing per month in Trust's documents.
• Sending and monitoring of Statement of Account (SOA) transmittal to clients and branches quarterly. Sending and monitoring of Confirmation of Investment (COI) and Confirmation of Redemption (COR).

Migrant Processor - COCOLIFE

(2016-03 - 2019-07)

• Managed calendars, scheduled appointments, and arranged meetings and conferences.
• Prepared and distributed reports, presentations, and other materials.
• Handled confidential documents and maintained their proper organization.
• Coordinating with clients' monthly payment.
• Process Overseas Filipino Workers (OFW) insurance and claims.
• Perform cashiering duties for client billing statements.

Bachelor of Science - Computer Engineering - Eulogio "Amang" Rodriguez Institute of Science and Technology (2009 - 2014)