Mirian Panican

AML/KYC Quality Control Senior Associate - PWC Philippines

(2025-06)

Conducted in-depth investigations for high-risk clients including PEPs, offshore entities, and complex ownership structures.
Verified KYC documentation and ensured data accuracy per internal and global standards.
Reviewed flagged transactions and assessed reputational risks using adverse media.
Monitored regulatory changes across jurisdictions and updated internal policies accordingly.
Led enhanced due diligence and periodic reviews for high-risk profiles.
Conducted enhanced due diligence (EDD) reviews on high-risk legal entities.
Investigated adverse media, litigation records, and reputational risks.
Prepared and escalated detailed risk assessment reports to compliance managers.
Ensured accuracy and completeness of KYC files, including beneficial ownership documentation.
Performed peer reviews of junior associates' KYC work for quality assurance.
Monitored regulatory changes and assessed their impact on current processes.
Supported regulatory audits by preparing documentation and responding to queries.
Tracked and reported KYC metrics, including completion rates and remediation timelines.
Conducted periodic reviews of existing clients to ensure ongoing compliance.
Coordinated with relationship managers to balance compliance requirements with client experience.
Acted as Deputy when Team Lead was on leave, taking supervisory responsibility and ownership of team deliverables.
Provided subject matter expertise in compliance projects.

AML/KYC Performance & Quality Auditor - Accenture Inc.

(2021-04 - 2024-10)

Client screening and research are responsibilities in the fight against money laundering and terrorist financing.
Responsible for screening conduct comprehensive research on the customer in order to discover and flag any hazards related to money laundering or terrorism financing.
Updating customer files for periodic assessments, assessing corporate activity, and determining the source of wealth.
Conducting adverse media screening to search for criminal activity or political associations, and using risk analysis to assess the client's integrity risk.
Safeguard client privacy and ensure all standard operating procedures are compliant to relevant laws and regulations.
Perform continuous due diligence and KYC processes for both new and current client accounts under various regulatory frameworks (account onboarding).
Examine customer identity files to make sure that, prior to onboarding, all accounts meet the necessary requirements for KYC, AML, appropriateness, and sanctions checks.
Execute four-eye review for L1-approved cases.
Finalize the approval of low / medium risk customers if there is no additional concern.
Finalize the review for escalated high risk cases and escalate to Compliance Officer for approval.
Provide guidance to L1 on queries during day-to-day review of cases.

Stock Processor - UCPB

(2014-08 - 2015-12)

Allocation of stock per client portfolio through Trust Banking's Investment Management System (IMS).
Encoding of Delivery, Release, Collection, and Payment of stock transactions. Reconciliation submitted documents by clients through Document Deficiency Monitoring System (DDMS).
Ensuring completeness of client's document filing through scanning.
Ensuring completeness of Net Asset Value per Unit (NAVPU) filing per month in Trust's documents.
Sending and monitoring of Statement of Account (SOA) transmittal to clients and branches quarterly. Sending and monitoring of Confirmation of Investment (COI) and Confirmation of Redemption (COR).

Migrant Processor - COCOLIFE

(2016-03 - 2019-07)

Managed calendars, scheduled appointments, and arranged meetings and conferences.
Prepared and distributed reports, presentations, and other materials.
Handled confidential documents and maintained their proper organization.
Coordinating with clients' monthly payment.
Process Overseas Filipino Workers (OFW) insurance and claims.
Perform cashiering duties for client billing statements.

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