Arsal Ahmed

Results-driven Motor Underwriting Manager with 17+ years in the UAE insurance broking market, having grown from Underwriting Officer to leading a motor underwriting department. Expert in motor risk assessment, competitive pricing, insurer rating approvals and the full policy lifecycle: quotation, issuance, renewal, endorsement and cancellation. Maintains strong working relationships with insurer managers and Broker Relation Officers, and has supported UAE operations remotely from Pakistan for two years.

Seeking remote motor underwriting and placement roles with UAE and GCC brokers.

Underwriting Manager, Motor at Premium Choice Marketing (2019-11 – 2025-11)

• Led the motor underwriting department, supervising underwriters and supporting the team in day-to-day operations.
• Coordinated with insurer managers and Broker Relation Officers to keep quotation, approval and issuance workflows running smoothly.
• Reviewed every policy issued by the team for accuracy, complete documentation and compliance with insurer requirements.
• Maintained the register of rating approvals obtained from insurance companies.
• Tracked policies underwritten, quotations issued and business converted; managed policy renewals.
• Administered the company CRM, keeping client and policy data accurate.
• Supported the finance team with endorsements (name changes, extensions, corrections) and policy cancellations.
• Assisted clients and coordinated with insurers when claims were made on a policy.
• Contributed to marketing and business development strategies to remain competitive.

Underwriting Officer, Automotive at International Union Insurance Services (2008-05 – 2019-10)

• Prepared quotations and issued motor insurance policies.
• Assessed the risk exposure of prospective clients and set pricing based on market trend analysis.
• Reviewed insurance proposals and submitted them to insurers with appropriate amendments.
• Calculated premiums and agreed payment methods with clients.
• Delivered and explained policies, reviewed clients’ cover and recommended additions or changes.

Sales Executive at Muslim Commercial Bank Ltd. (2005-01 – 2008-04)

• Consistently met monthly sales targets; retained existing clients and resolved service issues while growing the customer base.
• Promoted to Team Leader within 3 months for outstanding performance; led the team, set monthly targets and recruited team members.

Secondary School Certificate (SSC) – Angle’s Garden Secondary School, Karachi (1994 – 2004)

MS Office Short Course – IT Plus College of Science & Technology