Bilal Hasan
Accounting & Finance student with hands-on experience in credit risk review and financial modeling
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About
Accounting & Finance student with hands-on experience in credit risk review and financial modeling. Focused on research-driven analysis, with interests in credit analysis, rating methodologies and macroeconomic risk.
Experience
Research Intern at PAKISTAN CREDIT RATING AGENCY (PACRA) (2026-04 – 2026-05)
- Assisted analysts in preparing sector outlook reports by gathering and organizing financial, economic, and industry data.
- Compiled and structured company financial statements to support research, benchmarking, and advisory assignments.
- Gained practical exposure to credit rating processes, sector analysis, and evaluation of corporate financial performance.
Risk Management Intern – Credit Risk Review North at MCB HEAD OFFICE (2025-07 – 2025-08)
- Reviewed credit proposals across Commercial, Corporate, SME, and Agriculture segments, including NPL cases
- Analyzed settlement, restructuring, and rescheduling plans for local NPL portfolio
- Compiled watch-list data and conducted hindsight reviews of approved credits
- Contributed to preparation of credit approval and committee documentation
Project Support Associate – Educational Strategy & Implementation at ZIA-UL-ALOOM TRUST (2021-10 – 2022-08)
- Coordinated implementation of the Single National Curriculum, aligning teachers and academic leadership
- Conducted classroom evaluations and stakeholder interviews to assess compliance and collect actionable feedback
- Delivered structured reports and presentations to management, supporting strategic academic decisions
Education
Bachelor of Science in Accounting and Finance – NATIONAL UNIVERSITY OF COMPUTER & EMERGING SCIENCES (FAST-NU) (2026)
GCE Advanced Level – LACAS (2021)
