Khalid AlFuraih

Relationship Management of Large Corporate Tamheer Program at Riyad Bank (2024-10 –2025-04)

Performed credit risk analysis and financial modeling for corporate banking clients

• Performed preliminary credit risk analysis (ratios, cash-flow forecasts, AP/AR aging, contract pipeline) to support facility structuring aligned with risk appetite and sector/project dynamics
• Built a three-statement financial model integrated with Power BI to address CRA credit review reservations on the client's position and RM recommendations in credit memos by providing visibility, enabling quicker turnaround time
• Rotated across business support and cross-selling units (e.g., Trade Finance, Operations, Documentation, Treasury) to build product and process fluency, ensuring timely and client-aligned solutions
• Liaised between corporate and private banking RMs to ensure seamless representation of collaborative efforts; also supported my team's credit-application and cross-selling workflows

Finance Trainee at Oilfields Supply Center Limited (2023-06 – 2024-01)

Finance trainee role with focus on data visualization, automation, and cross-functional support

• Designed Power BI dashboards visualizing revenue, collections, and accounts receivable aging KPIs, improving visibility on exposure and portfolio performance trends
• Automated invoice email submissions (~70% of 160–200 monthly invoices) and Statements of Account (SOA), reducing risk of delay and human error
• Streamlined cross-functional communication by automating issue tracking updates between finance, sales, and logistics using a Power Automate flow
• Rotated across Invoicing, Collection & Receipts Allocation, Accounts Payable, and Financial Reporting & Analysis

Bachelor of Science in Finance – King Fahd University of Petroleum & Minerals (2024-06)