Paveenwat Norani

Results-driven Product Development Specialist with a BSc in Actuarial Science and an MSc in Financial Technology, currently at AIA Thailand. Experienced in end-to-end insurance product development from translating multi-channel business goals (Agency, Bancassurance, Partner Distribution) into product features and benefit designs, internal committee approvals, and regulatory submissions. Skilled in campaign management, competitor analysis, data analytics, and financial modelling.

Committed to delivering innovative financial and insurance solutions aligned with market needs and business strategy.

Product Development Specialist - AIA Thailand - Bangkok, Thailand

(2024-01)

• Lead development of OL and Annuity products by turning channel business goals into product features and benefit designs.
• Work closely with Agency, Bancassurance (BBL), and Partner Distribution channels (telesales, hybrid cross-sell) to gather business requirements and translate them into product features.
• Manage the full product development process — from feature design and collaborating with Actuarial, UW, and other relevant parties, to submitting regulatory documents to the OIC.
• Prepare presentations for internal committee approval and draft key product documents (Payment Contracts, PIPs, Contract Provisions).
• Also a Campaign Manager monitor campaigns, collect sales projections for financial testing, conduct feasibility analysis.
• Completed quarterly competitor monitoring (OL market, IRR positioning) and led a 3-year CI portfolio analysis on sales and VONB margins across channels.
• Review and ensure accuracy of product-related sales materials, brochures, PIPs, and training documents for responsible products prior to distribution.

AIA Agent Internship - AIA

(2018 - 2021)

• Providing tailored insurance solutions and building productive client relationships.
• Developed proficient sales and communication skills, exceeding sales targets and maintaining a high conversion rate.

Master of Sciences - Financial Technology (Fintech) - University of Exeter (2022 - 2023)

Bachelor of Sciences - Actuarial Science (International Program) - Mahidol University (2017 - 2020)

High School Graduate Diploma - Science and Mathematics Program - Thai Christian School (2017)