Wanassanan Kluanmek

Compliance and Risk Management professional with a background in financial operations and extensive expertise in AML/CFT and Transaction Surveillance. My experience includes high-risk transaction investigation, regulatory reporting (STR/AMLO), and compliance framework design. Currently serving as an Executive Advisor, I apply this regulatory knowledge to oversee risk governance, improve operational efficiency, and align business performance with international standards, with a focus on continuous improvement.

Executive Advisor - Business Control at YLG Bullion International Co.,LTD. (2026-05 – Present)

• Strengthened internal controls and risk management practices to ensure AML/CFT compliance and effective governance.
• Conducted KYC, CDD, EDD, customer risk assessments, onboarding reviews, and periodic KYC remediation in accordance with regulatory requirements.
• Led Sales Operations and Business Development initiatives across Thailand and Singapore, driving process optimization and supporting regional expansion.
• Developed KPI frameworks, operational policies, and performance evaluation systems to improve business and organizational performance.
• Managed cross-functional projects across Sales, Marketing, Customer Service, and Operations to streamline workflows and enhance operational efficiency.
• Coordinated employee onboarding, training programs, market research, customer segmentation, and AI-assisted lead generation to support business growth.
• Oversaw the organization's website and digital marketing channels, including Facebook, Instagram, TikTok, and other social media platforms, ensuring consistent brand communication and online presence.
• Prepared management reports, business analyses, and executive presentations to support strategic planning and management decision-making.

Senior Transaction Surveillance - AML/CFT Compliance at United Overseas Bank (Thai) Public Company Limited (UOB) (2024-04 – 2026-05)

• Review cases recommended for STR submission to the AMLO. Review and clear AML alerts generated from Actimize and non-Actimize systems, including alerts from various manual sources. Identify suspicious activities and individuals and prepare/file STRs within established timelines. Support special assignments from the Team Lead and serve as a backup for new alert management activities.
• Monitor anomalous transactions and conduct investigations into complex AML cases. Utilize advanced alert systems, Open Source Intelligence (OSINT), and Adverse News Screening to support investigations and risk assessments.
• Investigate and report "Black Mule" accounts in accordance with HR-03-1 / HR-03-2 criteria. Prepare and submit STRs to the AMLO within established regulatory and internal deadlines.
• Supervise transaction monitoring activities and provide AML/CFT guidance to various business units. Ensure case reviews, investigation processes, and documentation comply with organizational standards and guidelines.
• Analyze STR trends and emerging transaction risks to support the strengthening of internal controls. Develop AML awareness

Senior staff, customer service supervisors at Krung Thai Bank Public Company Limited (2014-09 – 2022-04)

• Provided high-quality customer service, handled complex inquiries, and effectively resolved customer complaints at the branch level.
• Promoted and cross-sold financial products and services, including deposits, KTC credit cards, personal loans, and home loans.
• Referred and presented insurance products, including Krungthai-AXA Life Insurance and Accident Insurance (Dhipaya and KPI).
• Educated and migrated customers to digital platforms, driving adoption for Krungthai NEXT and government campaign applications (Pao Tang / Tung Ngern).
• Acted as a branch cashier, managing daily cash balancing, vault operations, and secure check processing.
• Executed payroll processing and financial distributions for corporate and government sectors.
• Operated and supervised the use of all internal banking application systems to ensure compliance and operational efficiency.
• Monitoring and observing bank's activities to compliance with Bank of Thailand's regulations, Anti-money Laundering Office and other regulator's policy
• Monitoring business Operations/activities to comply with applicable laws, rules & regulations (BOT, SEC, NCB, ALO, etc) Monitor newly established or update relevant laws and regulations (BOT, SEC, NCB, AMLO, etc.) and communicate to Business Unit Department
• Review & update company policies, internal rules, and business operation process and activity. Collaborate with Business Departments to direct compliance issues for new product development or any changing of company products
• Performed miscellaneous duties, which are work-related, as assigned.

Compliance officer at Indian Overseas Bank (2022-12 – 2023-08)

• Monitor business units to ensure that they understand and comply with any laws, rules and regulations.
• Monitoring per compliance plan and observe working operation of main business units to prevent any non-compliance issues.
• Develop & update the compliance tools i.e. compliance manual or compliance check list including compliance report are sufficiently to be a best practice to follow by the business unit to work efficiency and comply to law, rules and regulations
• provide the measures when lack of control case and/or non-compliance case occurs to relevant departments Conduct AML Compliance monitoring, investigate and advise business unit on the activities concerning including handle sanctions escalations.

Compliance officer at Rabbit Cash Co.,LTD. (2023-08 – 2024-04)

• Monitor business units to ensure that they understand and comply with any laws, rules and regulations.
• Monitoring per compliance plan and observe working operation of main business units to prevent any non-compliance issues.
• Develop & update the compliance tools i.e. compliance manual or compliance check list including compliance report are sufficiently to be a best practice to follow by the business unit to work efficiency and comply to law, rules and regulations
• provide the measures when lack of control case and/or non-compliance case occurs to relevant departments Conduct AML Compliance monitoring, investigate and advise business unit on the activities concerning including handle sanctions escalations.

Master of Science in Industrial Education Program in Learning Technology and Mass Communication – King Mongkut's University of Technology Thonburi (2020 – 2023)

Bachelor of Business Administration in Business Computer – South-East Bangkok University (2010 – 2014)