Decision Modeler (DM) Developer - Stellantis Financials - Dallas, Texas
(2023-08)
Working as Decision Modeler (DM) Developer in Stellantis Financials for Risk Management Team.
- Currently working on development and configuration of FICO DM 7.8 for Auto retail lending and SBC product
- Has configured different policies for credit, underwriting, fraud, pricing as well as subventions
- Expertise on developing rules, functions, decision flow, decision tree and decision tables in FICO DM
- Worked on integration testing of LOS DEFI interfaces with DM and fico DM bulk testing
- Worked on Integration of fico with Autofi and LOS interface for inbound and outbound data
- Experience on implementation of SBC loan products
- Implemented rules using patterns, quantified expression and rule builder
- Used REST API for Postman Unit testing
- Worked with analytics to set the segment for customers
- Closely worked with Mulesoft team for transformation of data and parsing of data while sending it Fico json request
- Has used and worked on Fico Plor for orchestration for different fraud interfaces like InstandId, Riskview, Clarity and Sentilink
- Worked with Fico for BOS product implementation for bulk testing and reporting
- Worked with Fico for implementation of Hotlist product implementation for handling lookup tables
- Database Used: Microsoft SQL for production, staging, UAT application analysis and reporting
Risk Control Analyst (C11) - Citi Corp Pvt Ltd - Mumbai / United States
(2022-02 - 2023-05)
Worked as Risk Control Analyst (C11) in Citicorp Pvt ltd for risk strategy execution with role as developer in Acquisition Branded Cards portfolio in Blaze RMA 7.6 application.
- Has worked on CI CDE flow and integration interface data
- Developed different strategies on branded cards as well as different products for branded cards and credit strategies with the business team
- Implemented projects independently from requirement gathering to production implementation
- Has experience on BR Unit Testing in RMA and Sanity Testing
- For test tracker suite has worked on Jira
- Has worked on different interfaces to integrate it with the Decision Engine
- Cooperated closely with testing team to help them with testing completion
- Has worked with decision tables, rules, function and flow of the RMA
- Worked on Fraud, Disaster, Credit Abuse and Bureau rules
- Has experience on Lexis Nexis integration with CDE
- Has liaised on different interfaces rules development for Lexis Nexis, Innovis, different bureaus (Experian, Equifax, Trans Union)
- Worked on patterns and quantified expression and rule builder
- Collaborated with the analytics team to set the internal score
- Has worked on project decision document and rule report
- Implemented different Decision Metaphors based on requirement
- Good experience on Database (Oracle), Java Scripts
- Worked on production and UAT support
- Has experience on XML for testing fico rules
- Has worked with post implementation data and team, post implementation of project in production
Senior Risk Analyst (Manager Level 3) - HSBC - Remote / United States, Mexico, Norway
(2020-12 - 2022-02)
Worked as Senior Risk Analyst (Manager Level 3) in HSBC with role as managing & developing on projects across Asia Pacific/Mexico/European regions.
- Has worked on FICO Blaze 7.5 and SAS ID decision engine
- Worked mainly on migration of projects from FICO Blaze 7.5 and Triad environment to SAS ID environment
- Collaborated and worked on home loan and personal loan products as well as projects for Mexico, APAC and Norway Projects
- Cooperated with different business stakeholders across APAC, Mexico and Norway to understand the business policies they want to implement
- Has used COBOL and Triad for analysis
- Used/worked on maker checker for fields mapping
- Worked on analysis of processed customer data to reduce risk and used Jira Test tracker suite
- Has collaborated on different project flows in SAS ID
- Has implemented migration projects independently
- Worked on internal app score and different decision entities, rule entities and templates
- Performed tasks on different templates and has experience of debugging rules
- Worked on project documentation
Senior Manager - Kotak Mahindra Bank - Mumbai, India
(2019-08 - 2020-12)
Worked as Senior Manager in Kotak Mahindra Bank with role as managing & developing FICO BLAZE projects across different products.
- Worked on Two Wheeler, Used Cars, Personal Loan, Business Loan, LAP (Loan against Property), Home Loan projects
- Has configured multiple projects on highly deliverable environment
- Collaborated on Integration of Incentive Management Application with the Business Rule Engine (Blaze)
- Has worked on RMA configuration
- Worked on different decision entities, rule entities and templates
- Experience of debugging of run time errors
- Has worked on Database (Oracle), Java Scripts
- Worked on enabling projects at internal environment
- Has worked on enabling ports and whitelisting of ports to enable in Bank environment
- Has experience on configuring API to integrate with other calling system
- Worked on SOAP/REST API
Manager - Reliance Commercial Finance - Mumbai, India
(2018-03 - 2019-07)
Worked as Manager in Reliance Capital with the role of FICO BLAZE 7.4 Developer
- Worked on Two-Wheeler Loan, Home Loan projects, Digital products
- Collaborated with Sales force to integrate decision engine
- Cooperated on integration of decision engine with different interfaces like SOA, SAS, CRM
- Worked on analysis, development, testing, functionality and support of logical Business rules in the Rule engine
- Has worked on different decision entities, rule entities and templates
- Worked on integration of blaze decision engine with Salesforce CI
- Has good experience on debugging of rules with breakpoint usage
- Has worked on deployment entities
- Has experience on UAT and production support issues
Assistant Manager - IDFC Bank Ltd - Mumbai, India
(2017-01 - 2018-02)
Worked as Assistant Manager in IDFC Bank with the role of FICO BLAZE Developer.
- Worked on Home Loan, Personal Loan, Loan Against Property (LAP) and Digital products
- Cooperated with R System (front end) to integrate decision engine
- Has cooperated on integration of decision engine different interfaces like CRM, CIBIL, EXPERIAN, EQUIFAX
- Collaborated on analysis, development, testing, functionality and support of logical Business rules in the Rule engine
- Worked on different decision entities, rule entities and templates
- Has worked on debugging of rules and on deployment entities
- Has implemented Personal Loan and Digital projects independently
- Worked on UAT and production support
Application Analyst (Software Engineer) - Fullerton India - Mumbai, India
(2014-04 - 2017-01)
Worked as Application Analyst (Software Engineer) in Fullerton India under the payroll of Questec Consulting
- Worked on analysis, development, testing, functionality and support of logical Business for Home Loan product, Mortgage product, LAP Product, HFC product, MEL product, Commercial Vehicle, Two Wheeler Loan product, Credit Card product, Used Car Product, Personal Loan Salaried product, Personal Loan Self Employed product in Blaze
- Hands on experience on development of Decision tables, rules, templates, Business object model, functions, decision tree and rule flow in Blaze
- Worked on debugging of rules in Blaze
- Has configured FinnOne HFC (Housing finance company) rules & integration of Blaze with LOS in the shortest span of time
- Has worked on SOAP UI for logical, analytical and transformation layer API testing using web services
- Hands on experience on sanity, regression testing & integration testing
- Hands on Experience on UAT (User Acceptance Testing), Manual Testing and Production Environment
- Worked with different business users for analysis & understanding the requirements of the user and its impact on the functionality of the system
- Collaborated on integration of FinnOne with Business Rule Engine (Blaze)
- Hands on Experience on Defect Management Tool (Sapphire) & JIRA
- Worked on projects for ICICI Lombard and Kotak
- Has worked on Migration of projects from Omi Decision engine to FinnOne Decision Engine
