Andre Brown

ANDRE C. BROWN

San Francisco, CA

PRIVATE CLIENT ADVISOR

Bank • Trust • Private Client • Fee-Based Advisory

Private Client Advisor with 10+ years of experience delivering fiduciary, fee-based financial planning and private client advisory services within bank, trust, wire house, and independent environments. Proven ability to manage complex client relationships, generate recurring fee and commission revenue, and lead holistic planning engagements across investments, retirement, tax-aware strategies, estate coordination, and risk management. Currently pursuing CFP® certification to further deepen technical planning expertise and align with best-in-class private client and trust advisory standards.

CORE COMPETENCIES

• Comprehensive Financial Planning (Fee-Based & Fiduciary)
• Investment Management & Portfolio Construction
• Retirement, Estate & Legacy Planning Coordination
• Tax-Aware & Small Business Planning
• Insurance & Risk Management (Life, A&H, Annuities)
• Client Acquisition, Retention & Relationship Management
• High-Net-Worth & Executive Advisory
• Client Onboarding, Compliance & Account Administration
• Advisor–CPA–Attorney Collaboration

PROFESSIONAL EXPERIENCE

MassMutual Northern California – Financial Advisor

Delivered comprehensive financial plans integrating investments, retirement income, annuities, and risk management strategies. Conducted structured planning reviews and client education seminars.

Coordinated tax and estate strategies with CPAs and attorneys.

Northwestern Mutual – Financial Advisor

Provided holistic planning and investment guidance with an emphasis on long-term retirement outcomes and disciplined savings strategies.

New York Life – Financial Advisor

Designed retirement, tax, education, and legacy plans for individuals and business owners.

Merrill Lynch – Financial Advisor

Managed $15MM in client assets and generated $150K in annual advisory fees through customized investment and planning solutions.

U.S. Bank Trust – Trust Officer

Managed $150MM+ in fiduciary bond portfolios; increased annual fee revenue by $175K while maintaining strict regulatory compliance.

LICENSING & CREDENTIALS

• FINRA Series 6, 7, 63, 65
• Life, Accident & Health Insurance Licensed
• Certificate in Financial Management (Merrill Lynch)
• CFP® Certification – In Progress

EDUCATION

Harvard University, Cambridge, MA

Bachelor of Arts – Biological Anthropology

AFFILIATIONS & TECHNICAL SKILLS

• Microsoft 365 (Excel, Word, PowerPoint), QuickBooks, TurboTax Pro
• National African American Insurance Association – Member
• Harvard Club of San Francisco – Board Member & Events Chair
• The Commonwealth Club of San Francisco

Private Client Advisor with 10+ years of experience delivering fiduciary, fee-based financial planning and private client advisory services within bank, trust, wire house, and independent environments. Proven ability to manage complex client relationships, generate recurring fee andcommission revenue, and lead holistic planning engagements across investments, retirement, tax-aware strategies, estate coordination, and risk management. Currently pursuing CFP® certification to further deepen technical planning expertise and align with best-in-class private client and trust advisory standards.

Harvard University, Bachelor of Arts Degree in Biological Anthropology