Jo Flo

Visionary finance professional with 24 years of expertise in delivering exceptional financial oversight and strategic leadership. Specializes in managing substantial budgets, regulatory compliance, and enhancing organizational efficiency, with a proven track record of fostering team collaboration and achieving significant financial outcomes. Adept at financial analysis, budget optimization, and strategic planning, ensuring informed decision-making and sustained growth.

Financial Analyst – Grants and Contracts at Compass Connections (2025-01 – Present)

Manages financial forecasts, risk assessments, and budget tracking for grants and contracts with focus on compliance and efficiency improvements.

• Partnered with program managers to develop financial forecasts, enabling informed decision-making and strengthened cross-departmental alignment.
• Spearheaded financial risk assessments on new contracts, providing leadership with actionable insights for informed decision-making.
• Evaluated grant performance metrics, identifying cost-saving opportunities that contributed to marked improvements in budget efficiency.
• Analyzed indirect cost allocations on complex contracts, identifying trends that informed more accurate future budget planning.
• Introduced dashboard reporting tools for real-time grant expenditure tracking, enabling proactive management of funding streams.
• Reviewed contract amendments for financial accuracy, preventing discrepancies and safeguarding organizational resources.
• Streamlined month-end close processes for grant accounts, accelerating financial reporting and supporting timely decision-making.
• Investigated budget variances across multiple projects, uncovering root causes and supporting corrective action for steady financial health.
• Coordinated with cross-functional teams to align grant spending with program objectives, driving measurable improvements in project delivery.

Finance Administrator at BCFS – Compass Connections (2022-01 – 2025-01)

Managed substantial budgets for ORR programs with oversight of compliance, audits, and vendor relationships while leading cross-departmental project planning.

• Managed $95M+ budgets for ORR programs, ensuring compliance and providing financial insights to leadership for informed decision-making.
• Assisted in preparing and executing internal and external audits, supervising budget proposals and expenditures.
• Streamlined vendor relationships and government contracts, optimizing costs and enhancing service quality through strategic data analysis.
• Led cross-departmental project planning, aligning staffing needs, goals, and budgets for successful outcomes and fostering team synergy.

Business and Finance Educator at Rio Hondo ISD (2018-01 – 2022-01)

Taught business and finance curriculum with focus on student engagement, practical skills development, and performance improvement through data analysis.

• Taught business and finance, enhancing student understanding and skills in financial systems.
• Facilitated student-led projects, fostering practical business management and operational skills.
• Integrated technology in lessons, improving student proficiency in business computer systems.
• Collaborated with industry partners, enriching the business education program with real-world insights.
• Developed and delivered engaging finance curriculum, equipping students with practical skills for real-world business challenges.
• Analyzed student performance data to refine teaching strategies, resulting in measurable improvements in comprehension and exam outcomes.
• Maintained accurate grade records and provided timely feedback, supporting student growth and ensuring academic transparency.
• Mentored students in preparing for business competitions, leading to noticeable gains in confidence and presentation skills.
• Evaluated effectiveness of group learning strategies, implementing adjustments that resulted in marked progress in teamwork abilities.
• Partnered with faculty to design interdisciplinary modules, promoting broader business literacy among students.

General Manager at Sunoco/Stripes Stores (2015-01 – 2018-01)

Managed multiple stores achieving significant annual sales while improving operational efficiency and implementing employee retention initiatives.

• Managed multiple stores achieving $25M in annual sales while boosting brand recognition and operational efficiency through effective leadership, successful sales strategies, and strategic decision-making.
• Analyzed financial data and market trends to optimize procurement strategies, resulting in measurable cost savings and improved profit margins across stores.
• Implemented employee retention initiatives, significantly reducing turnover and fostering a stable, high-performing team environment.

Customer Relationship Manager at T-Mobile USA (2008-01 – 2015-01)

Led strategic initiatives for revenue growth with large team management, implementing data-driven performance metrics and customer experience enhancements.

• Drove revenue growth through strategic leadership of an 85-member team, generating over $650,000 in revenue within 3 years by implementing data-driven performance metrics and optimizing sales strategies.
• Collaborated with Technical and Productivity Training teams to ensure consistent brand messaging.
• Implemented CVM programs, enhancing retail execution and customer experience.
• Created and maintained comprehensive dashboards, identifying key trends.
• Utilized data-driven insights to optimize sales strategies and improve CRM.

Owner at Gridiron Sports (2000-01 – 2008-01)

Founded and scaled a profitable business demonstrating entrepreneurial acumen with focus on operational efficiency and inventory management.

• Founded and scaled a profitable business, demonstrating entrepreneurial acumen through strategic growth initiatives and successful exit strategy.
• Optimized operational efficiency through strategic budget estimates, cost tracking, and payroll reports, while overseeing purchasing and contracting efforts.
• Fostered teamwork across sales and printing departments, managing warehouse operations and distribution to ensure seamless inventory management.
• Spearheaded daily operations, driving substantial revenue growth and business expansion while optimizing inventory management and market research strategies.

Master of Business Administration in MBA – The University of Texas Rio Grande Valley

Bachelor of Business Management in Business Management – The University of Texas Rio Grande Valley