Laxmi Choudhari

Director of Product | Fintech | Product Management

Talent

San Francisco, San Francisco CountyMember since December 25, 2024

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About

As the Director of Product Management at Above Lending, I lead a product portfolio for one of the fastest-growing digital lending solutions in the industry. With over 15 years of experience in fintech, I have successfully scaled companies from $0 to $300MM+ using cutting-edge technology, automation, digital transformation strategies, and tools.

I am passionate about creating innovative and impactful products that solve real-world problems and improve the lives of millions of customers. I can develop and empower high-performing teams, collaborate with senior executives and stakeholders, and deliver value to the business and the market. I am always looking for new opportunities to learn and grow, and to make a positive difference in the world.

Experience

LAXMI CHOUDHARI

EDUCATION

NEW YORK UNIVERSITY, Leonard N. Stern School of Business Master of Business Administration

Specializations in Fintech, Entrepreneurship, and Innovation & Strategy

LONDON BUSINESS SCHOOL

Master of Business Administration in General Management and Finance VISVESVARAYA TECHNOLOGICAL UNIVERSITY

Bachelor of Engineering in Computer Science and Information science

EXPERIENCE

ABOVE LENDING (Personal loans & Payments fintech startup) Director of Product Management

Built from zero, digital lending platform that processed over $4 billion in personal loans across 46 states within 3 years

Collaborated with key affiliates to launch new personal loan channels, which led to 20% increase in revenue and an additional

$100 million in sales in first year

Implemented advanced automation solutions to optimize loan origination, underwriting, and servicing functions, resulting in

30% reduction in operational costs

Managed team of 50+ product managers, designers, operations, and developers, leading to 40% increase in productivity and execution of 10+ product launches

EASY KNOCK (Home Equity Lending fintech startup) New York, NY Senior Product Manager 2021 - 2021

Led end-to-end launch of B2C digital customer portal, driving 75% increase in customer conversion rate and enabling exponential revenue growth

Implemented B2B system API, resulting in remarkable 40% reduction in sales, marketing, and underwriting expenditures

Prioritized and aligned product teams toward measurable business objectives, leading to 20% rise in customer satisfaction and

15% boost in revenue

FEDERAL RESERVE BANK OF SAN FRANCISCO (Workflows & Access Provisioning) San Francisco, CA Senior Product Manager 2016 - 2020

Created and executed strategic roadmap for identity and access management product upgrades, which resulted in 35%

increase in user satisfaction and 25% decrease in downtime for 20,000 federal employees

Partnered with 15+ cross-functional teams of business analysts, engineering, marketing, and operations to launch innovative product features, leading 25% increase in customer engagement

Conducted rigorous evaluation process for 100+ engineers and product analysts, working closely with senior executives to identify high-potential candidates and build high-performing team

WELLS FARGO & CO (Contract management & Retail services) San Francisco, CA Lead Software Engineer 2014 - 2016

Managed 8 cross-functional teams to develop contract management CRM systems for 400+ users across organization

Drove lean and outcome-oriented development cycle with engineering team, resulting in 20% reduction in time-to-market and

15% increase in customer satisfaction

Led development of a Module-Based, Data Driven, and Library Architecture framework for application testing; reducing overall testing time by 90%

APPDYNAMICS (Observability Platform & Cloud Monitoring start up) San Francisco, CA Product Manager 2013 - 2014

Launched AppDynamic’s first integrated learning management system, which generated over $2 million subscribers: steered resources from sales, operations, and technical support while uniting 15 product engineers

Prioritized 750+ feature backlog, which reduced development time by 30% and shortened time-to-market for new product launches by 3 months

Spearheaded agile rituals and multi-disciplinary operational and engineering summits resulted in 20% boost in team collaboration and efficiency

New York, NY

2021 - 2024

GOLDMAN SACHS (Private Wealth Management & Trading) San Francisco, CA Senior Software Engineer 2010 - 2013

Led agile development team to construct automated portfolio creation and balancing applications, improving process efficiency by 70%

Integrated AI algorithms into order management systems, resulting in 35% profit boost and 50% reduction in order fulfillment time

Created post-execution trade processing services in Asset Management Division; decreasing the delay by 200%

HEWLETT PACKARD (Insurance Claim Platform) San Francisco, CA Software Engineer 2007 - 2010

Developed and maintained highly efficient insurance claims processing system, streamlining processing time by 25% through automation and workflow optimization

TECHNICAL SKILLS AND ADDITIONAL INFORMATION

Certifications: Certified Scrum Product Owner® (CSPO®) | Certified ScrumMaster® (CSM®) | Google Analytics

Agile & SAFe Development

Enterprise Software | PropTech | FinTech | Blockchain and Cryptocurrency | Payments (ACH & Rails)