Monica Brito

Strategic, people-first real estate professional with a strong background in residential sales, mortgage lending, and client education. Known for simplifying complex processes, creating trust quickly, and delivering smooth transactions from pre-approval to closing. Blends market knowledge with a high-touch client experience that keeps referrals steady and long-term.

Real Estate Broker / Agent + MLO - Self-Employed - Texas/California

(2003-06)

• Serves buyers and sellers from first conversation through closing, providing both real estate guidance and mortgage readiness support.
• Specializes in new construction, starter homes, and vintage/historic properties in the San Antonio market.
• Pre-qualifies clients by reviewing income, assets, liabilities, credit, and DTI to determine the best loan and purchase strategy.
• Advises on loan options including FHA, VA, USDA, Conventional, and first-time-buyer programs, simplifying each step clearly and honestly.
• Develops competitive offers, negotiates terms, and manages the lifecycle of contracts through inspections, appraisals, and underwriting.
• Reviews Loan Estimates and Closing Disclosures with clients to ensure understanding and avoid surprises.
• Works directly with processors, underwriters, title, and builder reps to keep transactions smooth and on schedule.
• Crafts high-performing marketing: listing descriptions, social media strategy, video tours, and SEO-rich content that drives lead flow.
• Provides long-term financial coaching: improving credit, lowering DTI, building equity, planning for refinancing, and preparing for homeownership.
• Maintains a high contract-to-close rate through proactive communication, clear expectations, and strong problem-solving skills.

Executive & Editorial Assistant - Caltech - Pasadena, CA

(2013-05 - 2018-12)

• Coordinated and managed executive calendars and meetings, gaining a strong understanding of scheduling, logistics, and high-level support.
• Built relationships with internal and external stakeholders, showcasing adaptability and professionalism in all interactions.
• Enhanced office productivity by managing purchasing, budgeting, and reporting with strong attention to detail.

Broadcast Journalism - Pasadena City College

Business Real Estate - Mount San Antonio College