Naomi N

Experienced and successful professional looking to utilize business and communication skills in a professional industry. People oriented, highly motivated, and goal oriented individual, who knows the importance of relationships and follow up as important with corporate guideline.

Business Analyst - Sumitomo Mitsui Banking Corporation

(2023-10)

• Analytical and financial skills (finance and accounting knowledge)
• Ability to work under limited supervision (prioritizing, organizational and time management skills) and learn and adapt quickly
• Help support relationship managers in, and generally contribute to, the attainment of business goals
• Preparation of all relevant credit applications and reviews, including analysis of financial/non-financial information under limited supervision.
• Working effectively in partnership with other corporate teams, product providers, back office and compliance teams
• Prepare and manage credit applications in accordance with bank guidelines under limited supervision
• Participate in new transactions/refinancing/amendments and coordinate with internal/external parties
• Ensure all credit reviews are completed in a timely manner with minimal errors
• Monitor the performance of assigned accounts by conducting periodic and annual reviews, and creating credit alarms when necessary

Business Analyst - U.S. Bank (U.S. Bancorp)

(2023-06 - 2023-09)

• Services Corporate/Commercial customers utilizing U.S. Bank's commercial products and Treasury Management platforms
• Maintains and expands the relationship with customers by providing overall customer support and services
• Works proactively to identify potential problems, compliance issues, and to maximize client satisfaction and encourage expansion of relationship
• Identifies products and service that meet customer's need. Develop working knowledge of departmental procedures
• Possess complete knowledge and deep understanding on Prevention of Money Laundering Act, RBI's KYC/AML Guidelines

Business Analyst (Contract Job) - MUFG Union Bank, N.A.

(2022-03 - 2023-05)

• Obtain requisite documents to conduct KYC directly from customers
• Explain the background and updated information on KYC process to customers
• Monitor customer activities from a KYC perspective and management support
• Assist JCB management including participate in projects and any other specials tasks assigned
• Independently ensure the satisfaction of assigned customers for the implementation and maintenance of depository and credit services and record the credit standing of customers and prospects
• Develop and analyzes financial information to determine the advisability of granting credit for diversified types of loans and resolve any issues, answering inquires related to existing and new services
• Record the credit standing of customers and prospects
• Provide compliance and operational; risk subject matter expertise to support
• Collaboratively with cross-functional terms, such as risk management, compliance, and IT, to ensure effective credit data governance

Financial Analyst (Contract Job) - Southern California Regional Rail Authority/Metrolink

(2019-01 - 2022-02)

• Collaborate with staff and various SCRRA departments to accomplish organization objectives
• Perform complex financial analysis and research to support the Agency's financial records
• Prepare a variety of reports, records, correspondences and other documents. Prepare financial reports in accordance with Generally Accepted Accounting Principles (GAAP) and Governmental Accounting Standards Board requirements
• Assist with the fixed asset system implementation and testing, including the reconciliation of the fixed asset system
• Prepare monthly reconciliation on general ledger accounts
• Support managers in maintaining adequate internal controls and the integrity of transactions entered into the Agency's accounting system to ensure proper reporting and classification
• Implementing tools for analyzing and gorverning very large data sets
• Work with regulatory agencies and Corporate Audit Services
• Data Governance: Understanding of data gorvernance frameworks, policies, and best practices to ensure data quality, integrity, and compliance

Consultant (Contract Job) - Mizuho Bank America

(2014-01 - 2018-12)

• Prepared all required migration contracts related to each transaction and assisted with the preparation of client contract packages and presentations as necessary
• Implemented quality control procedures for transactions and ensured compliance with state and federal regulations
• Perform work defined in solution assurance documents and review contract package
• Providing periodic reports and feedback to management team including timely escalation of any operational, legal or compliance issues
• Demonstrated capacity to provide comprehensive support for senior-level staff, including managing and coordinating projects and processes in support of effective business operations
• Analytical and detail-oriented professional with experience coordinating, planning, and supporting daily operational and administrative functions to excel in an Office/Administrative Assistant role
• Ensure bank rules and procedures are respected in terms of Conformity/Financial security – in coordination with his/her direct and functional Managers
• Develop and leverage industry knowledge, as well as treasury systems and operations knowledge, to provide high-level consultative value

Master's Degree - Finance - Teikyo University

AA - Finance - Teikyo University

Punahou High School