Roderick Simpkins

High-performing Mortgage Professional with over 15 years of experience in loan origination, branch management, and account leadership. Proven track record in builder-direct environments, focusing on high capture rates, and seamless on-time closings. Expert in navigating complex regulatory environments (HMDA, TRID, RESPA) while delivering exceptional buyer experiences.

Mortgage Loan Officer - Zillow Home Loans - Remote/Kennesaw, GA

(2026-02)

• Serve as a dedicated Mortgage Loan Officer within Zillow's integrated home-buying platform, guiding buyers from initial pre-qualification through closing.
• Partner with Zillow real estate agents and Premier Agent partners to convert platform-generated leads into a high-volume loan pipeline.
• Provide borrowers with real-time pre-approvals and tailored financing options across Conventional, FHA, VA, and Jumbo loan products.
• Manage complex, high-volume pipelines while maintaining full compliance with HMDA, TRID, and RESPA regulations.

Mortgage Loan Officer (Builder Division) - Inspire Home Loans - Remote/Kennesaw, GA

(2024-02 - 2026-01)

• Served as the dedicated in-house lender for builder partners, managing 100% of internal leads and driving high capture rates through strategic buyer consultations.
• Partnered daily with New Home Consultants in community sales offices to provide instant pre-qualifications and financial structuring for prospective buyers.
• Coordinated loan milestones in direct alignment with construction production phases (Slab, Frame, Drywall) to ensure 100% on-time closings.
• Expertly applied builder-funded incentives and interest rate buy-down programs to maximize buyer affordability and sales conversion.

Mortgage Loan Officer (Builder Division) - MTH Mortgage - Remote/Kennesaw, GA

(2023-09-05 - 2024-01)

• Acted as the exclusive preferred lender for builder partners, converting 100% of warm lead transfers into a high-volume pipeline and consistently exceeding capture rate targets.
• Maintained a daily presence in community sales centers, collaborating with New Home Consultants to provide real-time pre-approvals and immediate financial solutions for prospective buyers.
• Orchestrated loan progress in lockstep with the construction lifecycle, ensuring all financing hurdles were cleared before the home reached the final inspection phase.
• Strategically utilized builder-funded credits and interest rate buy-down programs to increase sales conversion and provide maximum value to home buyers.

Mortgage Loan Officer (Builder Division) - Inspire Home Loans - Remote/Kennesaw, GA

(2020-08 - 2023-08)

Served as the primary financial contact for builder partners, leveraging internal leads to provide expert-level buyer consultations and drive revenue growth.

• Facilitated "Financial Readiness" sessions for community prospects, working alongside sales consultants to deliver on-the-spot pricing and qualification assessments.
• Monitored construction progress closely to align final loan approvals with Certificate of Occupancy dates, ensuring a frictionless transition from build to close.
• Navigated builder incentive packages to structure competitive loan products, successfully converting price-sensitive prospects into closed homeowners.

Account Manager - Microtech Staffing Group - Kennesaw, GA

(2016-08 - 2020-05)

• Spearheaded business development by building and maintaining high-level relationships with senior executives and key stakeholders.
• Identified and captured new business opportunities within existing accounts, consistently meeting and exceeding sales quotas.
• Acted as the primary liaison between cross-functional internal teams to streamline the client onboarding process and improve the overall customer experience.

Mortgage Banker - Bank of America - Atlanta, GA

(2014-10 - 2016-08)

• Originated residential mortgages by converting bank-generated leads and referrals from internal business channels.
• Analyzed complex financial and credit data to advise borrowers on optimal financing objectives and product pricing.
• Ensured 100% compliance with Federal and State regulations, including HMDA requirements and professional ethics standards.

Reverse Mortgage Advisor - American Advisors Group (AAG) - Kennesaw, GA

(2013-02 - 2014-10)

• Specialized in HECM and reverse mortgage products across multiple licensed states (GA, TN, KS, AL, CA, SC).
• Conducted deep-dive financial interviews with senior borrowers to determine eligibility and provide tailored financial solutions.
• Maintained a thorough knowledge of specialized lending programs and regulatory policies.

Healthcare Recruiter - Maxim Healthcare Services - Atlanta, GA

(2009-09 - 2013-02)

• Managed full-cycle recruitment and staffing for medical clinics across the Atlanta metro area.
• Facilitated the hiring process including sourcing, screening, and interviewing qualified healthcare professionals for high-priority assignments.

Branch Manager - Vesta Home Loans - Hollywood, FL

(2004-07 - 2009-09)

• Directed operations for a high-volume branch consisting of 3 sales managers, 27 loan officers, and 8 support staff members.
• Oversaw all aspects of production, marketing, pricing, and loan processing to maximize branch profitability.

Loan Officer / Team Leader - AAMES Home Loans - Virginia Beach, VA

(2002-05 - 2004-07)

• Promoted to Team Leader within 6 months of hire; supervised the daily performance of 6 loan officers while maintaining personal production.

Pearl River College (1990 - 1992) Poplarville, MS