
Temara Morris
Collections Agent
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About
Driven and customer-focused professional with over 4 years of experience in call center, collections, and insurance services, excelling in persuasion, negotiation, and relationship-building. Skilled in converting customer interactions into successful outcomes, consistently achieving performance goals, and delivering a positive customer experience. Adept at explaining complex products clearly, overcoming objections, and driving results in fast-paced, metrics-driven environments.
Experience
Collections Agent at US Bank National Association (2024-04 – Present)
- Handled high-volume inbound and outbound calls, averaging 80+ daily customer interactions.
- Negotiated customized repayment solutions, achieving monthly collection goals above target by 15%.
- Educated customers on financial options, overcoming objections to secure commitments.
- Processed payments quickly and accurately, maintaining 95%+ accuracy rate.
- Built trust with customers by listening actively and providing tailored solutions, increasing repayment success.
Collection Agent at Flagship Credit Acceptance (2023-09 – 2024-03)
- Managed a portfolio of accounts, maintaining above-average recovery rates.
- Persuaded hesitant customers to commit to structured payment solutions, demonstrating strong sales ability.
- Delivered excellent service with a customer satisfaction score of 90%+.
- Maintained compliance with financial regulations while achieving performance metrics.
Collection Agent (12-month contract) at American Honda Finance (2022-09 – 2023-09)
- Negotiated payment arrangements that increased recovery rates while reducing delinquency.
- Consistently ranked among top performers for hitting collection and call handling targets.
- Educated customers on account options, demonstrating clear communication and sales-like persuasion.
- Partnered with internal teams to develop strategies that improved account success rates.
Benefits Specialist (Contract) at Ashton Carter (2020-09 – 2022-05)
- Advised and educated employees on insurance and benefits packages, assisting 650+ enrollments.
- Simplified complex insurance information for customers, ensuring understanding and satisfaction.
- Handled inbound calls and inquiries, providing personalized service and clear product explanations.
- Contributed to high retention rates by delivering exceptional customer support.
Education
– Gateway Christian