Thomas Sanders

Experienced underwriting professional with capabilities of risk assessment, and analysis of income and credit statement and ratings of individuals and organizations. High proficiency and accuracy in processing and completing loan process and selling loan packages. Strong working knowledge of both commercial and insurance sectors. Experienced in insurance underwriting.

Package/Freight Logistics Coordinator - FedEx Ground

(2020-07)

Established highly effective logistics support, materials management, reliability, and maintenance methodologies for performance-based logistics program. Seamlessly coordinated all management responsibilities.

• Managed eight full-time and part-time employees

Operating Manager - Pizza Farm Restaurant

(2015-08)

Considering the restaurant is a family owned and operated business, looked at to be partial owner

• Day-to-day operations and employee scheduling
• Any and all customer relations goes through me
• Inventory and ordering of supplies

Independent Insurance Adjuster - Self-employed

(2011-02 - 2015-12)

Negotiated with other professionals, such as contractors, on behalf of both parties to restore the insured policy holders policy back to a pre-loss state. Continuously analyzed case facts and monitored activities to prevent fraud or abuse.

• Conducted a detailed investigation of claims
• Inspected property damage, conducted an analysis of the claimants policy limits; assessed the cost or value of the insured item
• Reviewed photographs and other documents

Business Loan Underwriter - Community Bank of Rockmart

(2006-04 - 2011-03)

Maintaining meticulous attention and following a detail approach while underwriting business loan/mortgage applications. Evaluating financial strength of businesses and understanding the risk and repayment capacity of loan applicants. Ensuring loan request submitted meet internal and external eligibility requirements before underwriting. Maintaining excellent follow up with management, loan originators, loan processors and borrower clients throughout the underwriting process.

Director - Creative Kids Learning Center

(2001-07 - 2006-04)

Insured the day-to-day operations complied with state licensing requirements. Project Director for (2) Georgia Lottery funded Pre-K classrooms. Met or exceeded quality ratings.

• Responsible for 140 children between the ages of 6 weeks and 12 years old and 20 staff members

Bachelor's - Business Management & Finance - University of Phoenix in Atlanta (2008)