Credit Analyst: Commercial Business (Premium/High Value) at Absa Group (2025-05 – Present)
- Conducting quality credit risk assessments and reviews on Clients with Turnovers over R130mil.
- Proactively managing credit risks associated with clients.
- Developing data driven strategies and facilitating the credit sanctioning process to ensure responsible risk decisions.
- Data and Systems Management: Producing and analysing relevant management information and insights management.
- Governance: Ensuring the bank's credit, philosophy and all relevant legislation is adhered to Customer Management.
- Investigating and resolving all escalated customer complaints.
- Managing excesses and arrears.
- Maintaining existing client accounts and facilities, overdrafts, ABSA Commercial Asset Finance and Term Loans.
Credit Analyst: Commercial Business (Growth) at Absa Group (2022-11 – 2025-04)
- Conducting quality credit risk assessments and reviews on Clients with Turnovers between R50mil-R130mil.
Credit Analyst: Commercial Business (Growth) at Absa Group (2022-09 – 2023-11)
- Conducting quality credit risk assessments and reviews on Clients with Turnovers between R50mil-R130mil.
Credit Analyst – FML (Fleet Management & Leasing) at WesBank Corporate (2020-07 – 2022-08)
- Evaluating clients credit data and financial statements for corporate clients (Banked and Non- Banked) in order to determine the degree of risk involved in putting facilities in place to cater for their individual fleet solutions. Assets range from Forklifts, passenger, light Commercial to Heavy Commercial vehicles.
- Assessing clients with their own fleet through Managed Maintenance facilities.
- Compiling evidence and risk mitigants to support and motivate degrees of lending to ensure responsible risk decisions.
- Compiling Management reports and statistics.
- Ensure excellent approval turnaround times to ensure retention of clients.
- Complying with governance in terms of legislative and audit requirements.
Credit Analyst – ABF at WesBank Corporate (2018-07 – 2019-06)
- Evaluating client credit data and financial statements for corporate clients in order to determine the degree of risk involved in putting facilities in place and financing different asset requirements including Aviation.
- Dealings with FNB Banked, Non-Banked, as well as Discounted deals from Value Added Resellers e.g., Merchant-West, Rentworks, Innovent etc.
- Assessing Bank conducts as compiling evidence and risk mitigates to support and motivate degrees of lending.
- Liaising with Credit Managers to ensure informed decision making in the granting of credit.
- Ensure excellent approval turnaround times to ensure retention of clients.
- Complying with governance in terms of legislative and audit requirements.
