Simphiwe Tinyiko Lubisi

I am a Financial Operations and Accounts Receivable Specialist with 5+ years of experience managing high-volume EMEA portfolios for market-leading multinationals like IBM and Nintex. I specialize in bridging the gap between complex enterprise ERPs (SAP, NetSuite) and modern cloud accounting systems (Xero, QuickBooks Online). My passion lies in driving cash flow optimization.

I leverage data analytics and financial reporting to proactively mitigate credit risk, slash DSO, and streamline end-to-end transactional workflows.

Core Expertise & Value Delivered:

• Credit Control & Debt Recovery: Maximizing working capital, lowering bad debt exposure, and managing international collections.
• Financial Operations & Analysis: Delivering cash flow forecasting, variance analysis, and management reporting to support executive decision-making.
• Reconciliations & Audit: Execution of complex bank, general ledger, and vendor balance sheet reconciliations under strict IFRS and SOX controls.
• Process Automation: Deploying paperless workflows and ledger integrations (Hubdoc, Salesforce, Ariba, Coupa) to eliminate operational bottlenecks.

Academic & Professional Development:

Currently completing a BCompt (Bachelor of Accounting Sciences) to deepen my structural accounting framework. I couple this with a Certification in Risk Management Assurance (CRMA) and active certifications across Xero (L3 Specialist) and QuickBooks Accountant. I am open to connecting with finance leaders, recruiters, and organizations looking for dual-market expertise in local corporate accounting or remote global financial operations.

Nintex South Africa 12/2024 –07/2025

Accounts Receivable & Credit Analyst

• Financial Analysis: Analysed customer payment trends, operational data, and regional risk profiles across EMEA portfolios to provide strategic decision support to leadership.

• Ledger Management & Reporting: Performed complex cash applications, balance sheet reconciliations, and structural journal entries ensuring compliance with international financial controls.

• Cross-Functional Sync: Collaborated with Sales, Revenue Operations, Accounting, and Tax teams to systematically resolve cross-border billing discrepancies and improve collection efficiency.

• Performance Tracking: Monitored and reported on key corporate metrics including DSO, ledger ageing charts, and business profitability indicators to back data-driven operational improvements.

IBM South Africa 06/2019 –11/2023

Senior Accounts Receivable and Credit Analyst

•  Financial Modelling & Forecasting: Utilized IBM Cognos and Advanced Excel to carry out detailed cash flow forecasting and portfolio trend analysis, increasing regional forecast accuracy by 50%.

• Risk & Portfolio Analytics: Proactively evaluated corporate credit risk profiles, mitigating bad debt exposure and slashing overdue accounts across international portfolios by up to 25%.

• Reconciliation & Integrity: Improved reconciliation accuracy by 60% through rigorous sub-ledger to general ledger account analysis, processing bank statements, and clearing aged clearing accounts.

• Audit & Regulatory Compliance: Enforced strict compliance with credit regulations, International Accounting Standards (IAS/IFRS), and SOX controls, reducing financial reporting error margins to under 2%.

• Stakeholder Management: Built strategic relationships with internal legal, sales, and external corporate client networks to smoothly resolve multi-million Rand financial queries within strict SLAs.

 

IMVULA QUALITY PROTECTION 06/2018 – 05/2019

Payroll and Costing Intern

• Costing & Pricing Strategies: Supported commercial RFP pricing tracks, assisted in developing customized costing tools, and analysed project margin data.

• System Implementations: Assisted with technical rollouts and data validation for legacy payroll applications.

• Financial Reporting: Prepared, analysed, and released corporate payroll cost allocations and variance analysis reports.

 

GYM COMPANY 09/2017 – 03/2018

Collections and Financial Operations Assistant

• Ledger Allocations: Reconciled member accounts, processed contract financial updates, and accurately allocated transactional records from aged portfolios.

MASSDISCOUNTERS 08/2015 – 07/2017

Receiving clerk

• Inventory Control: Managed the correct delivery, verification, and dispatch of goods while maintaining strict tracking records and organizing warehouse logistics.

• Risk Management: Applied strict risk management and compliance principles when auditing damaged goods, performing comprehensive stock-taking, and identifying inventory variances.

MASSDISCOUNTERS 08/2014 – 07/2015

Wholesale & Retail SETA Finance & Administration Learnership

• Financial Administration: Processed corporate tax invoices, generated CCVs and GINs, managed data queries, and accurately maintained all stock-related transactional documentation.

• Compliance Audits: Balanced daily operational reports, systematically investigated and corrected data errors, and completed financial self-audits to ensure strict regulatory compliance.

MASSMART 01/2014 – 07/2014

Accounts clerk

• Ledger Management: Processed financial journals directly within SAP, managed core accounts payable/receivable transactions, and reconciled trade debtor accounts.

• Cash & Reporting Operations: Reconciled petty cash accounts, handled corporate gift card reconciliations, and prepared preliminary financial reports for management review.

• Internal Controls: Enforced tight administrative controls over cash transactions and high-risk operational stationery files.

• Bachelor of Accounting Sciences in Financial Accounting - University of South Africa, (In Progress)

• Higher Certificate, Economics and Management Sciences - University of South Africa (2018)

• National Diploma in Finance - Central Johannesburg TVET College (2015)

• Grade 12 (Matric) - Dr B.W Vilakazi Secondary (2011)

 CERTIFICATES, AND PROFESSIONAL DEVELOPMENTS

• QuickBooks Online Accountant Certification – Intuit QuickBooks (2026)

• L3 Xero Certified Specialist Certification – Xero (2026)

• L2 Xero Certified Professional Certification – Xero (2026)

• L1 Xero Certified Associate Certification – Xero (2026)

• Certification in Risk Management Assurance (CRMA) – Udemy (2026)

• Sage 50c Pastel Accounting Intermediate: Unisa Partnership - Sage University (2025)

• IC Agile (ICAGILE) - Certified Agile Learning - Udemy (2024)

• EF SET English Certificate 52/100 (B2 Upper Intermediate) - EF Standard English Test (2024)