Hasina Pahari

Completed Msc Finance and accounting from university college birmingham, seeking full time job and dedicated to work the company minimum 5 years.

Highly skilled finance professional with 6 years of experience in the banking and finance sector covering cash, human resource, and customer service departments. A master’s degree in finance and accounting is seeking a challenging and competitive environment to contribute to an organisation’s success by delivering scalable and efficient solutions.

Food Travel Expert (March 2024 - Present)

Responsibilities & Achievements

• Accurately managed daily cash transactions, including reconciliation and balancing.
• Resolved customer inquiries, support operations, and collaborated with team members to ensure efficiency and satisfaction.
• Successfully maintained a 100% cash handling and reconciliation accuracy rate, reducing errors and discrepancies.
• Improved customer satisfaction by resolving inquiries promptly, streamlined operations by identifying inefficiencies, and consistently met transaction targets while being recognised for exceptional teamwork in a fast-paced environment.

Himalayan Bank (December 2018 - October 2022)

Human Resource Assistant

Responsibilities & Achievements

• Monitored and maintained leave and attendance records for all staff.
• Prepared annual leave reports, including encashment and fare allowances, and processed monthly communication allowances for all staff.
• Handled medical inclusion letters and medical claim forms for employees and their dependents, liaising with the insurance company.
• Dealt with branch staff inquiries and facilitated the issuance of ID cards.

Drafted staff-related letters, including salary certificates, visa recommendations, experience letters, and memos for staff loans (bike loans, contingency loans, and salary advances) for CEO approval.

• Managed payroll deductions for leave without pay cases. Cashier: Responsibilities & Achievements
• Deposited customer funds into valid accounts in multiple currencies (NPR, USD, JPY, EUR) and processed cash payments to customers against valid cheques.
• Maintained a high accuracy rate in cash transactions, minimising errors and discrepancies while delivering prompt and professional service to enhance customer satisfaction during banking transactions.

Manjushree Finance Limited (January 2017 - December 2018)

• Opened and managed customer bank accounts, prepared balance certificates, facilitated AML/CFT processes, and supported branch staff by addressing customer inquiries and ensuring compliance with financial regulations.

Volunteer Experience-Administrative Volunteer Barnardo’s Family Hub (July 2023 - Present)

• Provided administrative support, maintained records, and managed documentation, enhancing the efficiency of daily operations. • Actively engaged in customer service and staff support, assisting with front-line tasks and volunteering at community events. Ed

University College Birmingham- Master’s degree in finance and accounting (Sept 2022 – Sept 2023)

Core Modules Learnt

• Expertise in assessing investment opportunities using NPV, IRR, and other financial techniques.
• Skills in identifying, assessing, and mitigating financial and operational risks. • Ability to analyse market trends and competitive landscapes for strategic decisionmaking.
• Proficient in understanding governance frameworks, regulatory compliance, best practices in leadership, and making socially responsible and ethical business decisions.
• Advanced skills in gathering and interpreting financial and economic data, with the ability to connect analysis to broader business strategies for organisational growth.

Dissertation: Determinants of Lending Practices at Himalayan Bank and Global IME Bank Limited

• Analysed the impact of deposits, GDP, inflation, liquidity, and CAR on lending practices and explored credit risk management and regulatory frameworks.
• Utilised quantitative analysis (descriptive statistics, correlation analysis) and qualitative thematic analysis to evaluate financial and regulatory data. • Analysed financial data (2013–2022) using macroeconomic variables and bank indicators to understand lending practices.
• Identified determinants influencing lending behaviour in emerging markets and offered insights into effective banking strategies
• Provided valuable contributions to academia and banking by analysing lending strategies, credit risk management, and regulatory frameworks.

Purbanchal University- Master’s degree in Business Administration (Sept 2022 – Sept 2023)

• Understanding of financial accounting principles and the ability to analyse financial statements and manage financial resources.
• Skills in developing and implementing strategic HR policies that align with organisational goals

. • Proficiency in using management information systems and e-commerce platforms to enhance business operations and HR functions.

• Knowledge of international business practices and the ability to manage HR globally.
• Expertise in various HR functions such as recruitment, training, performance management, and employee relations.

Purbanchal University -Bachelor’s degree Business Administration (2012-2015) • Knowledge of taxation principles and auditing practices, enabling effective management of compliance and financial accuracy.

Proficiency in managing and utilising databases to store, organise, and analyse business and HR information efficiently